Retirement Plan Advisors Ltd
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Plan Advisors Ltd provides discretionary portfolio management, financial planning, and pension/401(k) consulting to individuals, high‑net‑worth individuals, and retirement plan sponsors. Services include preparing individualized Investment Policy Statements, ongoing portfolio supervision, plan design, fund evaluation, fiduciary governance, and participant education.
The firm uses fundamental analysis to build client portfolios and employs both long‑ and short‑term trading strategies, including margin transactions, under discretionary authority with at least quarterly account reviews. RPA may refer clients to third‑party money managers and receives fee‑sharing from those advisers; financial planning is typically delivered as a one‑time plan with additional reports available for a fee.
A notable feature of the firm is that its principals are also active insurance agents and maintain an affiliation with an insurance business, and they may offer commissionable insurance products to clients—an arrangement the brochure discloses as a potential conflict of interest. The firm also emphasizes pension consulting services (including fiduciary governance/3(21) services) and the use of fee‑sharing with outside managers, which can distinguish its service mix from many peers.
Client services
Expertise
Occupation focus
Fee options
Fixed fees available for financial planning; specific amounts not stated
$1 - $1,000,000: 1.00% annually $1,000,001 - $2,500,000: 0.60% annually Above $2,500,000+: Negotiable
$100 to $350 per hour for pension consulting services
Main office
9467 Montgomery Road
Cincinnati OH 45242
Advisors at this office
2
Most active in
Kentucky · Ohio
Also doing business as
Retirement Plan Advisors LLC · Retirement Plan Advisors Ltd
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Anthony K
Series 63, Series 65
Cincinnati, OH
Retirement Plan Advisors Ltd
Anthony Kippins is a financial advisor with Retirement Plan Advisors Ltd in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Retirement Plan Advisors Ltd since 2011 and co-owns Institutional Fiduciary Assurance LLC, where he serves as managing director. Outside of his advisory roles, he is president of Akippins Inc, an insurance services company. Retirement Plan Advisors Ltd serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing portfolio management, financial planning, and retirement plan consulting. The firm employs fundamental analysis with a range of investment vehicles and has a focus on fiduciary governance and retirement-plan services.
Lauren M
Series 65
Cincinnati, OH
Retirement Plan Advisors Ltd
Lauren Morris is a financial advisor at Retirement Plan Advisors Ltd with 11 years of industry experience. She holds a Series 65 designation and has been with Retirement Plan Advisors LLC since 2014. In addition to her advisory role, she operates a registered business in Ohio providing part-time administrative support. Retirement Plan Advisors Ltd serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, financial planning, and pension consulting services. The firm emphasizes retirement-plan consulting and fiduciary governance, utilizing fundamental analysis and a range of investment vehicles to manage client portfolios.
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