Carmel, IN Office

RetireMitten serves individual and high‑net‑worth clients, trusts, corporations, and multi‑generational families, providing discretionary investment management and written financial planning services (including an offered one‑time comprehensive plan). The four‑advisor team manages roughly $214 million in discretionary assets and typically implements portfolios for clients through separately managed accounts with custodial relationships.

The firm’s investment process emphasizes passive portfolio construction using stocks and ETFs informed by fundamental and cyclical analysis, guided by a client‑specific Investment Policy Statement and periodic reviews; cash or cash equivalents may represent a significant portion of allocations depending on market outlook. RetireMitten provides legacy management and implements plan recommendations for clients under discretionary authority, and it charges percentage‑of‑AUM fees with planning often integrated into advisory relationships.

What distinguishes RetireMitten from many peers is its explicit work with cross‑border clients: the brochure details planning for Canadian‑U.S. considerations such as CPP/OAS timing and withdrawal strategies for RRSP/LIRA accounts as part of its five‑meeting planning process. The firm also discloses paid lead‑generation arrangements and the use of client testimonials in its advertising, practices that are uncommon among similar team‑based RIAs.