Richard A. Stebbins CPA CFP
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary investment management for individuals and trusts, managing approximately $13.1 million for about 20 clients. It also offers separate tax-planning reviews and limited-scope hourly planning engagements, but does not currently deliver comprehensive financial planning services.
Portfolios are constructed using a mix of preferred stocks, closed-end funds, index ETFs, selected individual equities, MLPs and occasional covered-call option writing, with allocations set according to each client’s stated objectives and risk preferences. The advisor executes trades through a single custodian using block orders when appropriate and operates under a limited power of attorney to implement clients’ investment policies.
Notable differences from many peers include a disciplined fee-only model with no acceptance of commissions and a deliberately small, relationship-focused client base; the firm is not accepting new clients outside of relatives of existing clients. The advisor holds both CPA and CFP credentials, may assist clients with tax-related matters (without signing tax returns), and emphasizes preferred securities and closed-end funds as core portfolio holdings.
Client services
Expertise
Fee options
$0 - $500,000: 0.90% per year $500,000 - $1,250,000: 0.75% per year $1,250,000+: 0.50% per year +: Fixed income only accounts: 0.75% per year on entire balance
Hourly planning rate between $150 and $200 per hour
Minimum fee: $800 per year minimum fee for accounts under full management ($200 per quarter) Fee-only: Fee-only investment advisory with no commissions
Main office
The Villages FL
Advisors at this office
1
Most active in
Michigan · Texas
Also doing business as
Richard A. Stebbins · Richard A. Stebbins Cpa Cfp · Richard A. Stebbins Cpa Cfp Cmfc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)