Rosewood Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$101,443,000
Clients
217
Advisors
2
of 6 employees
About
Rosewood Wealth Management (the advisory business of Carolina Wealth Stewards, LLC) serves individual clients and families primarily focused on retirement planning and income needs. The firm provides written financial planning, portfolio implementation through third-party managers and model portfolios, and also offers insurance product sales alongside tax preparation and bookkeeping services.
The firm’s investment approach centers on constructing retirement-focused plans that address cash needs, growth, healthcare, and legacy goals, using a mix of third-party actively managed products, ETFs, mutual funds and select individual securities. Rosewood develops risk profiles for clients, maintains in‑house model portfolios that are implemented on third‑party platforms, and oversees recommended managers on a regular basis while leaving custody and execution largely with those managers.
Rosewood is notable among similar small advisory firms for combining advisory services with licensed insurance sales and in‑house tax and bookkeeping offerings, creating multiple revenue streams and potential conflicts the firm discloses. It also supports a relatively large client base for a two‑advisor practice (over 200 clients total), operates media activities including podcasts and broadcast involvement, and expressly discourages client reviews on third‑party sites.
Client services
Expertise
Demographic focus
Fee options
Flat fee of $250 to $300 for individual tax preparation; $299 for business tax returns (fees negotiable)
0.50% to 1.50% annually (tiered by account size, exact tiers not specified)
Commissions earned from selling insurance products; also may receive additional incentives from Independent Marketing Organization (IMO)
Bookkeeping services charged at $45 per hour (fees negotiable)
Main office
Durham NC
Advisors at this office
2
Most active in
North Carolina
Also doing business as
Carolina Wealth Stewards · Carolina Wealth Stewards, LLC · Rosewood Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
Advisors at this firm
John S
Series 65
Durham, NC
Rosewood Wealth Management
John Stillman is a financial advisor at Rosewood Wealth Management with 12 years of industry experience. He holds a Series 65 designation and co-owns a marketing company, Third Wheel Media, which he has been involved with since 2014. Prior to his role at Rosewood, Stillman has worked at Carolina Wealth Stewards, LLC and AE Wealth Management, LLC. Rosewood Wealth Management serves individual clients and families, focusing on retirement planning and income needs. The firm combines financial planning, portfolio implementation through third-party managers, insurance product sales, and tax preparation and bookkeeping services.
Jacob D
CFP®, Series 63, Series 66
Durham, NC
Rosewood Wealth Management
Jacob Doser is a CFP® professional with seven years of industry experience, currently serving as an advisor at Rosewood Wealth Management. Prior to joining Rosewood, he worked at JN Financial LLC and JB Capital, LLC for five years, and has held roles at KeyBank, Key Investment Services LLC, and Citizens Bank. He is also an insurance agent involved in the sale of life insurance and fixed annuities through an affiliated insurance company. Rosewood Wealth Management serves individual clients and families with a focus on retirement planning and income needs. The firm combines financial planning with portfolio implementation through third-party managers, insurance product sales, and tax and bookkeeping services.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)