New Franklin, OH Office

Royal Fund Management serves a mix of individual investors (including high‑net‑worth clients), corporations, and retirement plans, providing portfolio management, financial planning, pension consulting and participant-level 401(k)/defined contribution advice. The firm manages client portfolios under written Investment Policy Statements and also recommends or monitors third‑party money managers and other investment vehicles for clients.

The firm documents client risk tolerance and constructs tailored portfolios using fundamental, technical and cyclical analysis and a range of strategies from conservative allocations to options writing (including covered and uncovered option techniques) and a dividend enhancement overlay. It also offers held‑away advice and discretionary participant account management via the Pontera platform and makes specific product offerings such as non‑traded REITs from Cantor Fitzgerald and a StoneCastle FDIC cash alternative (for which the firm receives a disclosed portion of the yield).

Compared with many peers, Royal Fund Management operates at enterprise scale with 83 advisors, roughly $1.55 billion in AUM and an extensive office footprint while requiring clients to use Charles Schwab as custodian for managed accounts. The firm discloses several less common features and potential conflicts — including a corporate affiliate that owns an aircraft and a disclosed revenue share on a cash product, the use of third‑party platforms for held‑away accounts, and adviser activities as licensed insurance agents — and provides ERISA 3(21)/3(38) plan services and participant education alongside its retail offerings.