RSA Capital
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$15,400,000
Clients
18
Advisors
2
of 2 employees
About
RSA Capital provides discretionary investment management and financial planning to individuals, family trusts, small businesses and institutions, and the firm notes it may serve foreign clients (mainly from China). It offers two core programs: the RSA Allocation Series of diversified mutual fund/ETF/stock allocations and the RSA Premiere Strategy, a quantitative model that selects primarily S&P 500 stocks.
The firm’s investment process combines Modern Portfolio Theory with strategic macro asset allocation and tactical micro allocation, using quantitative screening and qualitative review to pick investments. The Premiere Strategy is long‑only with rare hedging via index options or futures, the firm uses options (primarily covered calls) in client accounts, and fees are charged as a percentage of AUM with the option for performance‑based fees (up to 20%) calculated on an annual basis with possible P&L thresholds or high‑water‑mark features.
Compared with peers, RSA Capital discloses a meaningful non‑U.S. client presence and provides detailed performance reporting and benchmark comparisons through its custodian. The firm’s principal also operates as a life‑insurance agent and the brochure discloses fee‑sharing with referral partners, both of which are identified as potential sources of conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
$0+: 2.00% annually for RSA Aggressive Growth, RSA Moderate Growth, RSA Conservative Growth, RSA Appreciation and Income $0+: 1.50% annually for RSA Conservative Appreciation and RSA Income $0+: 2.00% annually for RSA Premiere Strategy
$500/hour for first year financial planning; $450/hour for following year review financial planning (when not associated with investment management)
Up to 20% performance fee annually on portfolio gains; 20% of quarterly gains if positive, 0 if negative
Account minimum: $5,000,000 for RSA Premiere Strategy; $5,000,000+ generally for RSA Allocation Series (though brochure inconsistently mentions $10,000,000 minimum initial investment for RSA Allocation Series)
Main office
Oldsmar FL
Advisors at this office
2
Most active in
Florida · New York
Also doing business as
Rockystream Advisor, LLC · Rockystream Global Wealth Management, LLC · Rsa Capital
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Xuelong Z
CFA®
Oldsmar, FL
RSA Capital
Xuelong Zhou is a CFA® charterholder affiliated with RSA Capital and has recently begun his career in the financial advisory industry. Prior to joining RSA Capital, he worked at RockyStream Global Wealth Management LLC and Wells Fargo & Company. RSA Capital provides discretionary investment management and financial planning services to individuals, family trusts, small businesses, and institutions, with a notable presence of foreign clients mainly from China. The firm employs a combination of Modern Portfolio Theory, strategic macro asset allocation, and tactical micro allocation, offering diversified allocation programs and a quantitative stock selection strategy focused on the S&P 500.
Yan Z
Series 63, Series 65
Oldsmar, FL
RSA Capital
Yan Zhang is a financial advisor at RSA Capital with five years of industry experience. Yan holds Series 63 and Series 65 registrations and previously worked at RockyStream Advisor, LLC from 2014 to 2026. RSA Capital provides discretionary investment management and financial planning to individuals, family trusts, small businesses, and institutions, including foreign clients primarily from China. The firm employs a combination of Modern Portfolio Theory, strategic macro allocation, and tactical micro allocation, utilizing quantitative and qualitative analysis to manage client portfolios.
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