A complete list of active advisors currently associated with Safe Harbor Investment Advisors, LLC

Warmer can help you find a great advisor at Safe Harbor Investment Advisors, LLC or one who fits your needs even better.

Safe Harbor Investment Advisors provides discretionary portfolio management for individual investors and offers independent advisory and consulting services to retirement plan sponsors, businesses, and non‑profit organizations. Its client mix includes charitable organizations and pension or profit‑sharing plans, and it advises on institutional retirement assets through ERISA arrangements. The firm implements tailored, discretionary strategies informed by fundamental equity analysis and mutual fund/ETF evaluation, employing diversified holdings such as stocks, bonds, ETFs, closed‑end funds, structured notes, and CDs. For retirement plans it offers both non‑discretionary ERISA 3(21) advice and discretionary 3(38) manager services, and it conducts ongoing investment monitoring, benchmarking, and participant education. Compared with peers of similar size, Safe Harbor is notable for sponsoring a wrap‑fee program and for reporting approximately $90.3 million in client assets under advisement for ERISA 3(21) accounts as of December 31, 2024, reflecting a substantial institutional advisory role. The firm also provides fixed‑fee investment consulting for businesses and non‑profits and delivers board and participant presentations and seminars, services that are relatively uncommon among independent advisers.

To learn more about the advisors currently working at Safe Harbor Investment Advisors, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Kurt Houghton	Ijamsville, MD	26

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