Saga Financial Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Saga Financial Management is a sole-practitioner registered investment adviser whose principal holds the CFP® designation. The firm advises individuals and families — notably university professors and other participants in qualified retirement plans — providing discretionary portfolio management and comprehensive financial planning with a focus on 403(b)/ORP retirement accounts.
The firm manages client accounts on a discretionary basis and reports approximately $95 million under management as of January 2025, applying a blended fundamental and technical analysis to select mutual funds, ETFs and common stocks. Portfolios are constructed around asset allocation, diversification and fee considerations, tailored to each client’s stated goals and risk tolerance, with periodic rebalancing and generally limited trading frequency.
Distinctive features include serving both high-net-worth and non‑high‑net‑worth individual clients while providing direct portfolio management — an uncommon client mix for firms in this category — and charging fees based on a percentage of assets under management rather than commissions. The firm also emphasizes specialized knowledge of university retirement-plan rules, requires custody relationships with Fidelity, TIAA and Schwab, and does not act as a private fund adviser.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$50,000 - $1,000,000: 1.00% Next $1,000,000 - Next $1,000,000: 0.75% Next $1,000,000 and above+: 0.25%
$200.00 per hour for consultation management
Account minimum: $50,000
Main office
Austin TX
Advisors at this office
1
Most active in
Texas
Also doing business as
Argus Financial Management · Saga Financial Management · Sawtelle, Charles Scott
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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