Saltbox Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Saltbox Financial LLC provides financial planning, investment advisory and portfolio management to individuals, couples, families and select charitable organizations. The firm delivers comprehensive wealth-management relationships as well as standalone financial-planning engagements and offers tax-preparation services to clients.
Portfolios are customized and typically composed of mutual funds, ETFs, alternative investments and fixed-income securities, with the firm able to delegate portions of accounts to third‑party managers when appropriate. Saltbox’s research and implementation process emphasizes direct manager engagement, attendance at professional conferences, participation in a monthly peer group, and consideration of socially responsible and impact-oriented strategies, including community development fund opportunities.
Noteworthy operational features include a relatively small client base (about 50 clients) while managing roughly $104 million in assets, resulting in higher assets-per-client than many peers and a correspondingly higher threshold for ongoing wealth-management relationships. The firm also maintains in‑house tax-preparation capability for ongoing clients, employs multiple CFP® professionals and an Enrolled Agent on staff, and in limited circumstances may recommend advisor‑managed annuities or place certain fixed‑income trades through a specialized broker‑dealer.
Client services
Expertise
Fee options
Financial planning fixed fees typically range between $500-$5,000 depending on complexity
$0 - $999,999: Not a percentage fee - fixed annual fee of $12,000 $1,000,000 - $3,000,000: 1.20% $3,000,001 - $6,000,000: 1.10% $6,000,001 - $10,000,000: 1.00% $10,000,001+: 0.90%
Principal Advisor: $360/hour; Senior and Associate Advisor: $300/hour; Paraplanner: $240/hour; Planning Assistant: $200/hour; Cancellation fee: one hour charge for cancellations under 24 hours notice
Account minimum: $1,000,000 Minimum fee: $12,000 annual minimum fee for accounts with less than $1,000,000 in assets; may be waived or reduced at firm's discretion Fee-only: Fee-only financial planning and investment advisory services; no commissions or product sales
Main office
See office135 McDonough Street, Suite 335
Portsmouth NH 03801
Advisors at this office
2
Offices (4)
Most active in
Idaho · Massachusetts · New Hampshire · North Carolina · Texas
Also doing business as
Charlo Maurer · Peace Of Money · Peace Of Money LLC · Saltbox Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Vera K
CFP®, Series 65
Portsmouth, NH
Saltbox Financial LLC
Vera Kelsey Watts is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and holds a Series 65 license with 12 years of industry experience. She has been with Saltbox Financial LLC since 2014. Saltbox Financial LLC serves individuals, couples, families, and select charitable organizations with financial planning, investment advisory, and portfolio management services. The firm emphasizes customized portfolios and direct manager engagement, offering comprehensive wealth-management relationships and in-house tax-preparation services.
Leslie M
CFP®, Series 65
Portsmouth, NH
Saltbox Financial LLC
Leslie Modica is a CFP® and holds a Series 65 license with three years of industry experience. She is currently an advisor at Saltbox Financial LLC, where she has worked since 2021. Outside of financial advising, Leslie is involved in the restaurant industry as a server at Festina Lente in Kittery, ME. Saltbox Financial LLC provides financial planning, investment advisory, and portfolio management services to individuals, couples, families, and select charitable organizations. The firm focuses on customized portfolios and integrates socially responsible and impact-oriented investment strategies.
Jenna R
CFP®, Series 66
Boise, ID
Saltbox Financial LLC
Jenna Rodrigues is a CFP® and holds a Series 66 license with four years of industry experience. She has worked at Saltbox Financial LLC since 2025 and has prior experience at Illumination Wealth Management and Thrivent Financial. Saltbox Financial LLC provides financial planning, investment advisory, and portfolio management services to individuals, families, couples, and select charitable organizations. The firm customizes portfolios using mutual funds, ETFs, alternative investments, and fixed-income securities, with an investment process that includes direct manager engagement and consideration of socially responsible strategies.
Kamerynn B
Series 66
Greensboro, NC
Saltbox Financial LLC
Kamerynn Bonn is a financial advisor at Saltbox Financial LLC in Greensboro, NC, holding a Series 66 designation with four years of industry experience. Prior to joining Saltbox Financial, Bonn held roles at Cetera and Matt Logan Inc. Outside of finance, Bonn has experience working in the restaurant industry. Saltbox Financial LLC provides financial planning, investment advisory, and portfolio management services to individuals, families, couples, and select charitable organizations. The firm customizes portfolios with mutual funds, ETFs, alternative investments, and fixed-income securities, emphasizing direct manager engagement and socially responsible strategies.
Cassandra M
Series 66
San Antonio, TX
Saltbox Financial LLC
Cassandra Mastromarino is a financial advisor at Saltbox Financial LLC with seven years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Family First Life, and Edward Jones. Saltbox Financial LLC provides financial planning, investment advisory, and portfolio management services to individuals, families, couples, and select charitable organizations. The firm emphasizes customized portfolios, direct manager engagement, and socially responsible investment strategies, while also offering in-house tax-preparation services.
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