San Antonio, TX Office

Saltbox Financial LLC provides financial planning, investment advisory and portfolio management to individuals, couples, families and select charitable organizations. The firm delivers comprehensive wealth-management relationships as well as standalone financial-planning engagements and offers tax-preparation services to clients.

Portfolios are customized and typically composed of mutual funds, ETFs, alternative investments and fixed-income securities, with the firm able to delegate portions of accounts to third‑party managers when appropriate. Saltbox’s research and implementation process emphasizes direct manager engagement, attendance at professional conferences, participation in a monthly peer group, and consideration of socially responsible and impact-oriented strategies, including community development fund opportunities.

Noteworthy operational features include a relatively small client base (about 50 clients) while managing roughly $104 million in assets, resulting in higher assets-per-client than many peers and a correspondingly higher threshold for ongoing wealth-management relationships. The firm also maintains in‑house tax-preparation capability for ongoing clients, employs multiple CFP® professionals and an Enrolled Agent on staff, and in limited circumstances may recommend advisor‑managed annuities or place certain fixed‑income trades through a specialized broker‑dealer.