Savvy Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Savvy Wealth Management provides financial planning and educational seminars to individuals and high‑net‑worth individuals, advising on a range of investment types including mutual funds, ETFs, REITs, annuities, private placements, commodities and insurance products. The firm offers fixed‑fee or hourly financial plans and conducts both free and fee‑based workshops on topics such as Social Security strategies and alternative investments.
The adviser delivers one‑time financial plans upon completion and does not take custody of client assets, exercise investment discretion, or manage client portfolios on an ongoing basis. Instead of percentage‑of‑AUM fees, the firm charges fixed or hourly planning and seminar fees and may recommend strategies that include long‑term trading and short sales while disclosing the material risks involved.
Distinctive features disclosed in the brochure include that the firm’s principal is a licensed insurance agent and a real estate appraiser and may sell commissionable insurance products, and that the adviser engages in several other non‑advisory business activities; these relationships are disclosed as potential conflicts of interest. The firm reported no assets under management as of December 2021 and typically provides a single plan delivery rather than ongoing portfolio management or custodial services, which differentiates it from many peers.
Client services
Expertise
Fee options
Fixed fees for financial planning negotiated between $1,000 and $20,000; fixed fees for seminars/workshops negotiated between $2,000 and $20,000.
Hourly financial planning fees negotiated between $150 and $300 per hour.
Fee-only: Financial planning hourly fees between $150 and $300; fixed fees between $1,000 and $20,000; seminar/workshop fixed fees between $2,000 and $20,000.
Main office
6538 Collins Ave, #350
Miami Beach FL 33141
Advisors at this office
1
Most active in
Florida
Also doing business as
Howland, Todd Michael · Howland, Todd, Michael · Savvy Wealth Management · Savvy Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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