A complete list of active advisors currently associated with Schultz and Associates Inc.

Warmer can help you find a great advisor at Schultz and Associates Inc. or one who fits your needs even better.

The firm provides discretionary portfolio management focused on liquid assets for individual clients and a small number of pension or profit‑sharing plans. It does not offer comprehensive financial planning or non‑investment services such as insurance or estate planning. Investment decisions are made solely by the firm’s principal based on personal research and are implemented primarily through exchange‑traded funds, closed‑end funds and Treasury bills using a top‑down “hourglass” allocation framework. The firm maintains separate master trading accounts, produces proprietary monthly account statements with additional detail, and issues a periodic newsletter titled Financial Focus while keeping a daily trading log and trade‑error procedures. What is distinctive relative to peers is the firm’s solo‑practitioner structure combined with direct, discretionary portfolio management for individual households and the use of percentage‑of‑assets fees. The firm also does not act as a private fund adviser or affiliate with pooled investment vehicles, and it limits its business to managing liquid investment portfolios rather than broader financial services.

To learn more about the advisors currently working at Schultz and Associates Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Richard Schultz	Ashland, OR	22

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