Secure Retirement Financial & Insurance Services Corp.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Secure Retirement Financial & Insurance Services Corp. provides investment advisory and financial planning to individuals, retirement plans, trusts, estates and charitable organizations, managing roughly $102 million in discretionary assets across its client base. Services include ongoing portfolio management, retirement account advice, tailored financial planning and a referral program through which the firm accepts and contracts directly with clients referred by independent advisers.
Investment decisions draw on a mix of fundamental, technical and cyclical analysis and are implemented in actively managed strategies such as a Tactical Allocation portfolio, a Dividend-Focused Income portfolio, and an Innovative Growth portfolio that emphasizes climate-change solutions, the energy transition, sustainable materials and digital infrastructure. Portfolios are selected and tailored to client goals, time horizons and risk tolerance and are reviewed on a regular, continuous basis.
The firm discloses several features that distinguish it from many peers: a supervised person is also registered as a representative of a FINRA-member broker-dealer and the firm is licensed to sell fixed annuities and life insurance, so commissionable insurance and brokerage recommendations are possible and are disclosed as conflicts of interest. The brochure also describes a formal referral fee arrangement with outside advisers and notes a 2020 consent order related to client disbursement and recordkeeping issues, with subsequent implementation of identity-theft and client suitability policies.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001+: 0.75% annually
Main office
2333. San Ramon Valley Boulevard, Suite 250
San Ramon CA 94583
Advisors at this office
3
Most active in
California · Colorado · Louisiana · Michigan · Oregon · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Amber J
Series 65
San Ramon, CA
Secure Retirement Financial & Insurance Services Corp.
Amber Jenkins is a Series 65-licensed financial advisor at Secure Retirement Financial & Insurance Services Corp. with two years of industry experience. Her prior work includes roles at Sieva Networks and ongoing service within the Secure Retirement Financial firms since 2017. Secure Retirement Financial & Insurance Services Corp. manages approximately $92.4 million for a range of clients including individuals, pensions, trusts, and charitable organizations. The firm offers actively managed investment strategies tailored to clients’ goals and risk tolerance, with a focus on portfolio management, financial planning, and retirement account advice.
Richard M
Series 63, Series 65
San Ramon, CA
Secure Retirement Financial & Insurance Services Corp.
Richard Morey is a financial advisor with Secure Retirement Financial & Insurance Services Corp. in San Ramon, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Secure Retirement Financial & Insurance Services Corp. since 2004. In addition to his advisory role, he is a licensed insurance agent offering insurance products such as annuities, long-term care, and life insurance. Secure Retirement Financial & Insurance Services Corp. manages approximately $92.4 million for individuals, pensions, trusts, and charitable organizations, providing portfolio management, financial planning, and retirement account advice. The firm offers actively managed investment strategies tailored to clients’ goals and risk tolerance and operates a referral program for independent advisers.
Jeffrey W
Series 63, Series 65
San Ramon, CA
Secure Retirement Financial & Insurance Services Corp.
Jeffrey Warren is a financial advisor with Secure Retirement Financial & Insurance Services Corp. in San Ramon, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at Crown Capital Securities, LP for 11 years and Vanderbilt Securities, LLC for 2 years. His responsibilities include preparing retirement income forecasts, managing client communications, and assisting with Medicare, long-term care, and Social Security planning. Secure Retirement Financial & Insurance Services Corp. manages approximately $92.4 million for individuals, pensions, trusts, and charitable organizations, offering actively managed portfolios tailored to client goals and risk tolerance. The firm provides financial planning, retirement advice, and accepts clients through a formal referral program.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)