SecurEstate
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$106,726,685
Clients
278
Advisors
2
of 3 employees
About
SecurEstate Financial Services provides ongoing portfolio management and financial planning to individual and high‑net‑worth clients, preparing an Investment Policy Statement for each client and addressing retirement, tax, insurance, and college planning. The firm also facilitates selection of third‑party advisers and may direct clients to an outside sub‑advisor for certain managed strategies.
The firm’s investment process combines fundamental and quantitative analysis with modern portfolio theory and a long‑term trading orientation, and it typically manages client accounts on a discretionary basis with quarterly reviews. Custody is maintained through an institutional custodian and implementation can include ETFs, mutual funds, fixed income, equities, and the use of sub‑advisors or model portfolios.
Noteworthy for a firm of its size, SecurEstate is a family‑owned advisor with two principals who also maintain brokerage and insurance licenses; those ancillary activities can generate commission‑based compensation and are disclosed as potential conflicts the firm documents for clients. The firm imposes no account minimums, offers fixed‑fee financial planning as a separate service, and receives institutional custody services and occasional soft‑dollar research or other benefits that may factor into broker selection.
Client services
Expertise
Fee options
Financial planning fixed fees range from $500 to $5,000 based on complexity
$0 - $400,000: 1.25% $400,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.30% $2,000,001 - $5,000,000: 0.25% $5,000,001+: 0.10%
Main office
100 S Main St.
Pendleton IN 46064
Advisors at this office
2
Most active in
Illinois · Indiana · Texas
Also doing business as
Securestate · Securestate Financial Services, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Charles W
ChFC®, Series 63, Series 65
Pendleton, IN
SecurEstate
Charles Werckenthien is a ChFC® credentialed financial advisor with 35 years of industry experience. He is currently a principal at SecurEstate Financial Services Inc., where he has worked since 2020, following five years at Cambridge Investment Research. Werckenthien is also the owner and president of SecurEstate Financial Services, an RIA focused on investment advice, asset management, and financial planning. SecurEstate Financial Services provides advisory services to individual and high-net-worth clients, offering ongoing portfolio management, financial planning, and the selection of third-party advisers. The firm employs a long-term investment approach that integrates fundamental analysis, modern portfolio theory, and quantitative analysis across various asset classes.
Lauren W
CFP®, Series 66
Pendleton, IN
SecurEstate
Lauren Werckenthien is a CFP® professional with nine years of experience in financial advising. She is a vice president and financial advisor at SecurEstate Financial Services and has previously worked at Cambridge Investment Research Advisors and Arcadis U.S., Inc. Werckenthien serves on the investment committee of the South Madison Community Foundation. SecurEstate Financial Services is a family-owned firm that provides portfolio management and financial planning to individual and high-net-worth clients. The firm uses a combination of fundamental and quantitative analysis along with modern portfolio theory to manage accounts predominantly on a discretionary basis with quarterly reviews.
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