Seneca Financial Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$816,452,732
Clients
353
Advisors
6
across 2 offices
About
Seneca Financial Advisors advises individuals, high‑net‑worth households, trusts, estates and business entities, offering comprehensive financial planning, investment management, investment consulting, tax planning and preparation, and trustee services. The firm serves clients on both discretionary and non‑discretionary bases and provides retirement plan rollover guidance and recommendations for unaffiliated sub‑advisers when appropriate.
Portfolios are built from strategic asset‑allocation models (equity, balanced and conservative mixes) using mutual funds, ETFs and separate account managers, with ongoing monitoring and periodic rebalancing. The firm employs a limited tactical overlay to overweight or underweight asset classes as opportunities arise and, notably, may use borrowing in separately managed accounts as part of portfolio implementation — a practice that is relatively uncommon among peers.
Managing roughly $847 million in client assets across several hundred client relationships, Seneca integrates an in‑house tax function (including tax planning and preparation) with its investment advice and maintains team credentials such as CPA, CFP and CFA. The firm also accommodates nonstandard situations — for example, private real estate, tax‑credit partnerships, low‑basis or legacy holdings, and trustee arrangements or standing letters of authorization with annual surprise verifications — which distinguish its operational and service mix from many similarly sized advisory teams.
Client services
Expertise
Occupation focus
Fee options
Financial planning fixed annual fee standard is $5,000; ranges from $4,000 to $60,000 based on services.
Less than $1,000,000 - $1,000,000: 1.00% $1,000,000 - $2,500,000: 0.85% $2,500,000 - $3,250,000: 0.75% $3,250,000+: 0.65%
Ranges from $100 to $500 per hour depending on nature and complexity of services.
Minimum fee: Standard annual fixed fee for financial planning is $5,000, adjusted between $4,000 and $60,000 depending on scope and complexity. Fee-only: Comprehensive financial planning and tax planning can be charged as fixed fees or hourly rates ($100 - $500/hour). Investment consulting and management can be asset-based fees.
Main office
See office100 South Clinton Avenue, Suite 1640
Rochester NY 14604
Advisors at this office
5
Offices (2)
Most active in
California · Colorado · Connecticut · District of Columbia · Florida · Maryland · Massachusetts · Nebraska · New Hampshire · New Jersey · New York · Oregon · Texas · Virginia
Also doing business as
Seneca Financial Advisors LLC · Seneca Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Matthew D
CFA®
Rochester, NY
Seneca Financial Advisors LLC
Matthew Darcy is a CFA® charterholder with three years of experience in the financial services industry. He has been with Seneca Financial Advisors LLC since 2021, following a prior role at Key Bank National Association. Seneca Financial Advisors advises individuals, high-net-worth households, trusts, estates, and business entities, providing comprehensive financial planning, investment management, tax planning, and trustee services. The firm utilizes strategic asset allocation models and a limited tactical overlay in portfolio management, integrating in-house tax functions and accommodating complex client situations.
Zachary E
CFP®
Rochester, NY
Seneca Financial Advisors LLC
Zachary Erskine is a CFP® professional with seven years of industry experience and has been with Seneca Financial Advisors LLC since 2011. He is based in Rochester, NY, and works as part of a six-advisor team. Seneca Financial Advisors serves individuals, high-net-worth households, trusts, estates, and business entities, providing comprehensive financial planning, investment management, tax planning, and trustee services. The firm uses strategic asset-allocation models with mutual funds, ETFs, and separate account managers, and incorporates a limited tactical overlay and borrowing in separately managed accounts as part of its investment approach.
Christina L
CFP®
Rochester, NY
Seneca Financial Advisors LLC
Christina Larkin is a CFP® professional with two years of industry experience, currently working at Seneca Financial Advisors LLC in Rochester, NY. Her prior work includes roles at Vireo Group and Sciarabba Walker & Co., LLP. Seneca Financial Advisors serves individuals, high-net-worth households, trusts, estates, and business entities, offering services such as financial planning, investment management, tax planning, and trustee services. The firm uses strategic asset-allocation models and incorporates an in-house tax function alongside its investment advice.
Stephen G
Rochester, NY
Seneca Financial Advisors LLC
Stephen Green is a financial advisor at Seneca Financial Advisors LLC with 16 years at the firm and 5 years of industry experience. He is based in Rochester, NY, and works as part of a six-advisor team. Seneca Financial Advisors serves individuals, high-net-worth households, trusts, estates, and business entities by providing comprehensive financial planning, investment management, tax planning and preparation, and trustee services. The firm uses strategic asset-allocation models with mutual funds, ETFs, and separate account managers, incorporating a limited tactical overlay and occasionally borrowing in separately managed accounts.
Scott L
PFS™, Series 65
Rochester, NY
Seneca Financial Advisors LLC
Scott Lefebre is a financial advisor at Seneca Financial Advisors LLC in Rochester, NY, holding the PFS™ designation and Series 65 license with 17 years of industry experience. He has been with Seneca Financial Advisors since 2010. Seneca Financial Advisors serves individuals, high-net-worth households, trusts, estates, and business entities by offering comprehensive financial planning, investment management, tax planning, and trustee services. The firm employs strategic asset allocation with selective tactical overlays and integrates an in-house tax function, managing approximately $847 million in client assets.
Elizabeth R
CFP®, Series 63, Series 65
Denver, CO
Seneca Financial Advisors LLC
Elizabeth Raabe is a CFP® professional with 22 years of industry experience. She has been with Seneca Financial Advisors LLC since 2020 and previously worked at Frontier Wealth Management, LLC and Highwater Wealth Management LLC. She is based in Denver, CO, and holds Series 63 and Series 65 licenses. Seneca Financial Advisors advises individuals, high-net-worth households, trusts, estates, and business entities, offering comprehensive financial planning and investment services. The firm combines strategic asset allocation with a limited tactical overlay and integrates an in-house tax function, managing approximately $847 million in client assets.
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