Denver, CO Office

Seneca Financial Advisors advises individuals, high‑net‑worth households, trusts, estates and business entities, offering comprehensive financial planning, investment management, investment consulting, tax planning and preparation, and trustee services. The firm serves clients on both discretionary and non‑discretionary bases and provides retirement plan rollover guidance and recommendations for unaffiliated sub‑advisers when appropriate.

Portfolios are built from strategic asset‑allocation models (equity, balanced and conservative mixes) using mutual funds, ETFs and separate account managers, with ongoing monitoring and periodic rebalancing. The firm employs a limited tactical overlay to overweight or underweight asset classes as opportunities arise and, notably, may use borrowing in separately managed accounts as part of portfolio implementation — a practice that is relatively uncommon among peers.

Managing roughly $847 million in client assets across several hundred client relationships, Seneca integrates an in‑house tax function (including tax planning and preparation) with its investment advice and maintains team credentials such as CPA, CFP and CFA. The firm also accommodates nonstandard situations — for example, private real estate, tax‑credit partnerships, low‑basis or legacy holdings, and trustee arrangements or standing letters of authorization with annual surprise verifications — which distinguish its operational and service mix from many similarly sized advisory teams.