Sensible Wealth Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment advisory and consulting services to individuals, employee benefit plans, trusts, estates, and business entities. Its services include discretionary portfolio management, recommendation of third‑party investment advisers, general consulting, and pension consulting for plans (for example, 401(k) planning, investment policy statement preparation, fund selection, performance monitoring, and participant education).
The firm typically manages accounts on a discretionary basis and tailors asset allocation to clients’ objectives, using fundamental, technical, and cyclical analysis with both long‑ and short‑term strategies. It may employ options (including uncovered options used as a hedge), recommend third‑party advisers or wrap programs for portions of client assets, and periodically monitor the managers it refers.
Noteworthy features include an affiliation with a licensed insurance agency (Sensible Health Plans & Benefits, Inc.) and advisory representatives who are licensed insurance agents and may receive commission compensation for insurance sales, a disclosed conflict of interest with the option for clients to decline those products. The combination of offering pension consulting and serving corporate/business clients, alongside recommending and sometimes sharing fees with third‑party advisers, is less common among similarly sized independent advisory firms.
Client services
Expertise
Fee options
Fixed fees may range from $100 to $20,000 for consulting and pension services
$0+: 0.70% annually for general securities accounts $0+: 0.20% annually for bond only accounts
Insurance commissions earned separately by affiliated insurance agents
Up to $500 per hour for consulting and pension services
Minimum fee: General securities accounts: $125.00 annually minimum; Bond only accounts: $125.00 annually minimum Fee-only: Hourly fees up to $500; Fixed fees from $100 to $20,000 for consulting and pension services
Main office
Miami FL
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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