Seth Heine LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Seth Heine LLC provides financial planning and integrated investment advisory services to individuals and legal entities, including corporations, trusts, and estates, and addresses retirement planning and wealth transfer matters. The brochure requires clients to custody assets at Charles Schwab & Co., Inc., and the firm offers implementation support such as rollover guidance for retirement accounts.
The firm manages client accounts on a primarily non-discretionary basis, relying on a customized Investor Profile developed through a detailed discovery process and ongoing client authorization for trades. Its investment process is research driven—combining fundamental, quantitative, and technical analysis—and can include Monte Carlo simulations, ESG considerations, and the use of artificial intelligence and machine‑learning tools in its research.
Compared with many solo, state‑registered advisors, the brochure emphasizes work with a range of legal and institutional account types (including retirement-plan-related arrangements and charitable entities) and addresses ERISA/retirement fiduciary issues and rollovers in detail. The firm also highlights operational features that may be atypical for a small adviser, such as formalized pro bono/reduced-fee options for charitable entities and explicit reliance on Schwab’s institutional platform and services.
Client services
Expertise
Fee options
$0 - $100,000: 1.20% annually (equities and equity-based investments) $100,001 - $1,000,000: 1.00% annually (equities and equity-based investments) $1,000,001 - $2,000,000: 0.89% annually (equities and equity-based investments) $2,000,001 - $3,000,000: 0.85% annually (equities and equity-based investments) $3,000,001 - $5,000,000: 0.75% annually (equities and equity-based investments) $5,000,001 - $10,000,000: 0.60% annually (equities and equity-based investments) $10,000,001+: 0.30% annually (equities and equity-based investments) $0 - $100,000: 0.60% annually (bonds and fixed income investments) $100,001 - $1,000,000: 0.50% annually (bonds and fixed income investments) $1,000,001 - $2,000,000: 0.44% annually (bonds and fixed income investments) $2,000,001 - $3,000,000: 0.42% annually (bonds and fixed income investments) $3,000,001 - $5,000,000: 0.36% annually (bonds and fixed income investments) $5,000,001 - $10,000,000: 0.30% annually (bonds and fixed income investments) $10,000,001+: 0.15% annually (bonds and fixed income investments)
Main office
Ormond Beach FL
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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