Strongsville, OH Office

Sharper & Granite, LLC provides comprehensive portfolio management to individuals, high-net-worth individuals, trusts and retirement plans and generally charges percentage-of-assets advisory fees for discretionary management. As of December 31, 2025 the firm reported about $366 million in discretionary assets under management and typically requires a negotiable $250,000 account minimum.

The firm follows a top-down, asset-allocation approach that emphasizes low-cost, tax-efficient index ETFs and no-load index mutual funds, objective fund scoring, and portfolio construction informed by CAPM and linear programming to estimate efficient-frontier allocations; diversification and limited trading are emphasized. Uncommonly for a team firm of its size, Sharper & Granite permits the use of margin/borrowing in managed accounts (pledging securities as collateral) and discloses the specific risks of margin use, including potential forced sales and interest costs.

Operationally, the firm uses third-party systems (Black Diamond) for quarter-end pricing and billing and applies accrued-interest conventions for individual bonds, which can affect reporting and fee calculations. The brochure also discloses a 2007 state review finding that the firm provided advisory services before formal licensure, a disciplinary item prospective clients may wish to review in Item 9.