Sherman Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Sherman Financial is a fee-only independent advisory firm that provides financial planning and investment advice to individuals, families, trusts, nonprofit organizations, and businesses. Services include comprehensive financial planning across retirement, estate, tax planning (tax preparation is provided through an affiliated accounting business), investment analysis, and periodic reviews.
The firm favors strategic asset allocation and predominantly passive investment strategies with periodic rebalancing, and uses methods such as fundamental, technical and cyclical analysis as well as tax-loss harvesting; recommendations commonly include no-load mutual funds, index funds, ETFs and, when appropriate, individual stocks and bonds. Sherman Financial does not take discretionary trading authority or custody of client assets, so clients retain implementation responsibility and receive account statements directly from custodians.
Distinctive features include an affiliation with an accounting and tax-preparation business, Sherman Business Services LLC, to which the firm’s owner devotes part-time hours and which may be recommended to clients (use is voluntary). The firm also does not provide portfolio management for individuals and does not charge percentage-of-assets-under-management fees, instead billing on an hourly or agreed annual-fee basis.
Client services
Expertise
Fee options
Annual flat fee based on estimated hours times $250/hour, billed quarterly; ranges from $1,000 to $10,000
$250 per hour, fees may be reduced at firm's discretion
Fee-only: Flat hourly rate of $250 per hour, annual fees based on estimated hours multiplied by $250/hour, ranging from $1,000 to $10,000 depending on client complexity
Main office
902 Crestwood Lane
Chapel Hill NC 27514
Advisors at this office
2
Most active in
North Carolina
Also doing business as
Sherman Financial · Sherman Financial Consulting · Sherman Financial Planning · Sherman Financial Planning, LLC · Sherman Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Damon B
Series 65
Chapel Hill, NC
Sherman Financial
Damon Bremer is a financial advisor at Sherman Financial in Chapel Hill, NC, holding a Series 65 credential. He has recent experience working both in financial services and in educational roles, including at UNC Chapel Hill. Bremer is also involved part-time with Sherman Business Services, an affiliated accounting and tax-preparation business. Sherman Financial is a fee-only independent advisory firm serving individuals, families, trusts, nonprofits, and businesses. The firm emphasizes strategic asset allocation and predominantly passive investment strategies, with services including comprehensive financial planning and investment analysis.
Christopher S
Series 65
Chapel Hill, NC
Sherman Financial
Christopher Sherman is the principal of Sherman Financial, an independent advisory firm based in Chapel Hill, NC. He holds a Series 65 designation and has 10 years of industry experience. Sherman is also the proprietor of Sherman Financial Consulting, providing financial consulting and management services to small businesses and nonprofits, and is a co-owner of Harmony Music Studios LLC, offering music lessons locally. Sherman Financial provides fee-only financial planning and investment advice to individuals, families, trusts, nonprofit organizations, and businesses. The firm emphasizes strategic asset allocation and predominantly passive investment strategies, combining fundamental, technical, and cyclical analysis alongside tax-loss harvesting.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)