Silver Oak Securities, Inc.

Thomas Lockmund is a financial advisor at Silver Oak Securities, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Royal Alliance and National Planning Corporation. He is also president of Thomas G. Lockmund, LLC, which markets and sells fixed annuities and securities. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of about 101 financial professionals, managing approximately $2.4 billion in discretionary assets. The firm offers a variety of advisory programs with primarily discretionary investment management tailored to client objectives and risk tolerances.

Gary Dorsey is a CFP®-credentialed financial advisor with 31 years of industry experience. He is currently with Silver Oak Securities, Inc., where he has worked since 2022. His prior experience includes roles at LPL Financial, Invest Financial Corp., Capital Research and Management, Inc., and Sugarloaf Wealth Management, LLC. Outside of his advisory work, he owns Gary W. Dorsey and Associates, an investment-related business providing life insurance and fixed annuity sales. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities, managing approximately $2.4 billion in discretionary assets through a network of over 100 financial professionals. The firm offers various advisory programs emphasizing discretionary investment management tailored to client objectives and risk tolerances.

Nicholas Pfeiffer is a financial advisor with Silver Oak Securities, Inc. in Louisville, KY, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at SeaCrest Wealth Management, LLC, J.J.B. Hilliard, W.L. Lyons, LLC, and UBS Financial Services. Silver Oak Securities, Inc. serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of about 101 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs and primarily delivers discretionary investment management tailored to client objectives and risk tolerances.

Charlotte Gaines is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and Series 66 credentials and 25 years of industry experience. She has been with Silver Oak Securities since 2001. Outside of her advisory role, Gaines serves as a board member for the City of Bells Board of Education and occasionally sells fixed annuities. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other business entities. The firm offers various advisory programs tailored to client objectives and risk tolerances, managing approximately $2.4 billion in discretionary assets through a network of financial professionals.

Richard Madden is a financial advisor at Silver Oak Securities, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and SeaCrest Wealth Management. Madden operates out of Louisville, KY. Silver Oak Securities, Inc. serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and estates through a team of approximately 101 financial professionals. The firm offers a variety of advisory programs that focus on discretionary, customized investment management aligned with client objectives and risk tolerances.

Larry Prislovsky is a financial advisor with Silver Oak Securities, Inc., holding a Series 66 designation and over 25 years of industry experience. His career includes roles at Securities America Advisors, SSN Advisory Inc., and his own business, L.P. Financial Advisors Inc., where he also holds ownership in an insurance-related activity. He acts as a power of attorney for his parents' trust, managing their financial affairs as needed. Silver Oak Securities, Inc. serves a range of clients including individuals, pension plans, and business entities through a network of over 100 advisors, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs that emphasize discretionary, customized investment management tailored to client objectives and risk tolerances.

Andrew Martin is a financial advisor with Silver Oak Securities, Inc. in Nashville, TN, holding Series 63 and Series 66 credentials and over 41 years of industry experience. He previously worked at 7Twelve Advisors, LLC, Girard Securities, Inc., OSAIC Services, Inc., and Spelman & Co., Inc. Outside of advising, he is a writer and has authored Dollarlogic and various trade press articles. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of approximately 101 financial professionals and manages about $2.4 billion in discretionary assets. The firm offers a variety of advisory programs and emphasizes discretionary investment management tailored to client objectives and risk tolerances.

Brian Johnson is a financial advisor at Silver Oak Securities, Inc. with 25 years of industry experience. He previously worked for Securities Management and Research, Inc. for 22 years before joining Silver Oak Securities. Outside of his advisory role, Johnson is a partner in Jordec USA LLP, a property and casualty insurance business in Colorado, and is involved in life insurance and annuity sales through Creative One. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives and risk tolerances, emphasizing operational features such as ongoing model monitoring and an automatic investment process.

Nicolas Dumas is a CFP® professional with eight years of industry experience, currently serving at Silver Oak Securities, Inc. He previously worked at Purshe Kaplan Sterling Investments and Retirement Planning Group, LLC among other firms. Outside of his advisory role, he conducts insurance sales making up approximately 10% of his professional time. Silver Oak Securities, Inc. serves a diverse client base including individuals, pension plans, and business entities, managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives, utilizing both portfolio customization and model-based investment strategies.

Ed McManus is a financial advisor with Silver Oak Securities, Inc. in Chattanooga, TN, holding the ChFC® designation and Series 63 license with 39 years of industry experience. He has been associated with Family Wealth Advisory since 2005 and McManus & Associates since 1978. Outside of investment advisory, he operates Family Wealth Advisory focusing on accounting, tax, and non-investment financial counseling, and he is also involved in life and health insurance sales through McManus & Associates. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, and estates with a network of about 101 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives and risk tolerances, combining individualized portfolio management with model-based strategies and emphasizing ongoing monitoring and automated investment processes.

Anita Sopenoff is a financial advisor with Silver Oak Securities, Inc. in Voorhees, NJ, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her prior experience includes roles at Securities America Advisors, Sagepoint Financial, and American General Securities, as well as operating her own insurance business since 2004. She is also a member of the Philadelphia Securities Association, a professional development group for investment professionals. Silver Oak Securities, Inc. serves a broad client base including individuals, high-net-worth clients, pension plans, corporations, and trusts through a network of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives, emphasizing a primarily discretionary investment approach supported by ongoing model monitoring and automated investment processes.

Bryce Wandell is a financial advisor at Silver Oak Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at American Portfolios Financial Services, Inc., Ambassador Advisors LLC, and Crossroads Community Church. Wandell also provides financial advice and support in wealth management and insurance planning through Coram Deo. Silver Oak Securities, Inc. serves a diverse client base including individuals, pension plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers tailored, primarily discretionary investment management with a variety of advisory programs and emphasizes operational features such as ongoing model monitoring and automatic investment processes.

James Garrison is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Before joining Silver Oak Securities in 2020, he worked at Thurston Springer Miller Herd & Titak, Inc. and Grove Point Investments, LLC. Outside of his advisory role, Garrison serves as Treasurer of the Tennessee Beekeepers Association, owns and operates a beekeeping business, and is the Minister of Music at Highland Baptist Church. Silver Oak Securities serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets through a network of over 100 financial professionals. The firm primarily offers discretionary, customized investment management with a variety of advisory programs and emphasizes ongoing model monitoring and automated investment processes.

Michael Sullivan is a CFP® professional with 27 years of industry experience, currently with Silver Oak Securities, Inc. since 2021. He previously worked with Securities America Advisors, Inc. and Securities America, Inc. for nearly two decades and has operated Wealth Coach Financial Services, LLC since 2002. Outside of advisory work, he is involved in occasional insurance sales through Wealth Coach Financial Services and participates in a joint marketing effort with F3 Advisors, LLC. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of over 100 financial professionals, managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives, emphasizing discretionary management combined with technology-driven model monitoring and automatic investment processes.

Robert Young is a financial advisor with Silver Oak Securities, Inc. based in Jackson, TN. He holds a Series 66 designation and has one year of industry experience. Prior to joining Silver Oak Securities, Mr. Young worked at several firms including Core Group, LPL Financial, First Horizon, Raymond James & Associates, and UBS. Outside of finance, he was involved with a business related to guitar effects pedals for five years. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other entities through a team of about 101 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a variety of advisory programs tailored to client objectives and employs operational features such as ongoing model monitoring and automated investment processes.