Warminster, PA Office

Silver Oak Securities, Inc. serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, corporations, trusts, estates and other business entities through a network of about 101 financial professionals and manages roughly $2.4 billion in discretionary assets. The firm offers a mix of advisory programs—Compass (financial professional‑directed portfolios), AdvisorFX (a UMA program using independent Strategists), Align Wealth Management (a comprehensive fixed‑fee service), financial planning, retirement plan consulting, referrals to third‑party managers, and a Pontera solution for held‑away participant accounts.

Investment management is primarily discretionary and tailored to client objectives and risk tolerances: Compass accounts are customized by a Financial Professional using individual securities, ETFs and mutual funds, while AdvisorFX implements Strategist models with SOSI acting as an overlay manager and using Orion/Advyzon trading and reporting infrastructure. The firm emphasizes operational features such as ongoing model monitoring and an automatic investment process that deploys qualifying cash or securities into the account’s selected model unless a client’s Financial Professional opts out within a short window.

Silver Oak’s dual registration as both a registered investment adviser and a broker‑dealer—with many Financial Professionals also acting as registered representatives and licensed insurance agents—is an uncommon attribute for an enterprise‑scale RIA and presents potential conflicts between fee‑based and commission business that the firm discloses and says it seeks to manage. The firm also discloses supervisory and regulatory history (including a 2025 FINRA Acceptance, Waiver & Consent related to supervisory deficiencies over consolidated reports) and operates distinctive platform arrangements (Orion Strategists versus Direct Strategists and the use of Pontera for held‑away accounts) that differentiate its advisor‑platform model from many peers.