A complete list of active advisors currently associated with Smarter and Wise
Warmer can help you find a great advisor at Smarter and Wise or one who fits your needs even better.
The firm is a small independent advisory practice managing roughly $35.7 million for about 32 clients and serves individuals, high‑net‑worth clients, and corporate or business entities through financial planning, wealth management, and discretionary portfolio management. Offerings include one‑time and ongoing comprehensive retirement plans (RetireSmarter), hourly consultations, and investment management services. The firm follows a plan‑first approach, typically guiding clients through an initial comprehensive retirement plan before moving into ongoing wealth management, and uses tools such as Monte Carlo analysis and a written investment policy to align portfolios with client goals and risk tolerance. Accounts are generally managed on a discretionary basis, and the firm may engage sub‑advisors or third‑party managers and conducts periodic reviews and regular client meetings. Noteworthy features include providing ERISA 3(21) advisory services to qualified retirement plans, a form of pension consulting that is relatively uncommon among similar independent firms, with specific disclosures about excluded non‑public real estate assets. The principal maintains active real estate and insurance businesses and offers real estate planning and investment‑real‑estate guidance for clients with rental properties, creating an atypical overlap between advisory services and real estate brokerage activities.
To learn more about the advisors currently working at Smarter and Wise, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.
Name |
Location |
Years of experience |
|---|---|---|
Crownsville, MD
| 15
|
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