Smb Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$170,928,922
Clients
436
Advisors
5
of 5 employees
About
SMB Financial Services works with individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and corporate clients, offering discretionary asset management and written financial planning services. The firm describes tailored portfolios built to clients’ objectives and risk tolerances and provides rollover guidance for retirement accounts as part of its planning services.
SMB Financial Services says it constructs and rebalances portfolios using multiple information sources and reviews client accounts at least quarterly, typically exercising discretionary trading authority unless non‑discretionary authority is requested. The brochure also describes an educational alternative to rollover recommendations—providing written materials, questionnaires and interactive tools in accordance with the Department of Labor’s guidance—which the firm may use instead of making a specific rollover recommendation.
The firm’s disclosure notes that some members also act as insurance agents and that insurance‑related work comprises under 5% of employee time, a potential conflict the brochure says will be disclosed to clients. SMB Financial Services also participates in Schwab Advisor Services and describes receipt of certain institutional services and research through that program, and it documents its procedures for identifying and managing related conflicts and for providing clients with written explanations when recommending rollovers.
Client services
Expertise
Fee options
Project flat fees paid partially in advance (lesser of $450 or 50% of flat fee), remainder upon completion
$0 - $250,000: 1.55% $250,001 - $500,000: 1.35% $500,001 - $1,000,000: 1.20% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $10,000,000: 0.90% $10,000,001+: Negotiable
$200.00 per hour
Main office
11535 SW 67th Ave
Portland OR 97223
Advisors at this office
5
Most active in
California · New Hampshire · Oregon · Texas · Washington
Also doing business as
Retirement Income Advisors · Smb Financial Services LLC · Smb Financial Services, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Rian F
Series 66
Portland, OR
Smb Financial Services, Inc.
Rian Flad is a financial advisor with SMB Financial Services, Inc. in Portland, OR, holding a Series 66 designation and 17 years of industry experience. He has been with SMB Financial Services since 2011 and has worked at James Flad CPA PC since 1996. In addition to his advisory role, he is also licensed as an insurance agent. SMB Financial Services serves individuals, including high-net-worth clients, pension and profit-sharing plans, and corporate clients by providing discretionary asset management and written financial planning services. The firm builds tailored portfolios aligned with client objectives and risk tolerances and offers rollover guidance with an educational alternative consistent with Department of Labor guidance.
Timothy P
CFP®, Series 66
Portland, OR
Smb Financial Services, Inc.
Timothy Porter is a CFP® professional with 20 years of industry experience, currently serving at SMB Financial Services, Inc. in Portland, OR, where he has worked since 2005. He also holds a Series 66 license and is an independent insurance agent. SMB Financial Services works with individuals, including high-net-worth clients, pension and profit-sharing plans, and corporate clients, providing discretionary asset management and written financial planning services. The firm constructs tailored portfolios aligned with clients’ objectives and risk tolerances and reviews accounts at least quarterly, often exercising discretionary trading authority.
Thomas P
CFP®, CFA®, Series 66
Portland, OR
Smb Financial Services, Inc.
Thomas Peekema is a CFP® and CFA® with 17 years of industry experience. He has been with SMB Financial Services, Inc. since 2011 and also has a long-standing role at Principal Life Insurance Company. Outside of financial advising, he is involved in family farming operations and is a part owner of Peekema Fruit. SMB Financial Services serves individuals, pension and profit-sharing plans, and corporate clients by offering discretionary asset management and written financial planning services. The firm builds tailored portfolios aligned with clients’ objectives and risk tolerances and provides educational resources and rollover guidance for retirement accounts.
Jeremiah F
CFP®, Series 65
Portland, OR
Smb Financial Services, Inc.
Jeremiah Forrister is a CFP® and holds a Series 65 license with 10 years of industry experience. He has been with SMB Financial Services, Inc. since 2017 and previously worked at Costco Wholesale for four years. SMB Financial Services serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans and corporate clients. The firm offers discretionary asset management and written financial planning services, constructing tailored portfolios aligned with clients’ objectives and risk tolerances.
James F
Series 63, Series 66
Portland, OR
Smb Financial Services, Inc.
James Flad is a financial advisor at SMB Financial Services, Inc. in Portland, OR, with 18 years of industry experience. He holds Series 63 and Series 66 designations and has operated his own CPA practice since 1974. He has been with SMB Financial Services since 2011. SMB Financial Services serves individuals, including high-net-worth clients, as well as pension, profit-sharing plans, and corporate clients. The firm provides discretionary asset management and written financial planning services, constructing tailored portfolios aligned with clients’ objectives and risk tolerances.
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