S
Smith Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Average account size
—
About
Smith Financial LLC is a state‑registered investment adviser that provides financial planning and occasional educational seminars to individuals, families, and small businesses. The firm’s services are limited to planning and instruction; it does not manage or hold client assets.
The firm relies on financial analysis — including cash‑flow modeling, retirement projections, risk‑tolerance assessment, education planning, and insurance‑needs analysis — to produce recommendations that clients implement through their chosen broker‑dealer or custodian. The brochure notes the firm may recommend a custodian based on cost and platform features but does not execute trades, maintain custody, or accept discretionary authority.
Distinctive features include a planning‑only model that forgoes portfolio management and percentage‑of‑assets fees, and the occasional offering of free seminars, both of which are less common among independent advisers. The adviser also highlights lengthy prior experience in federal budgeting alongside recent financial‑planning work and reports no outside industry affiliations or material conflicts, consistent with a narrowly focused, newly established practice.
Client services
Financial planning
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Life insurance needs analysis
Fee options
Flat fee of $150 per engagement for financial planning services.
$25 per hour for financial planning services exceeding six hours.
Fee-only: Flat fee of $150 per engagement for financial planning, plus additional hourly fees of $25/hour if financial planning needs exceed six hours.
Main office location
Smith Financial LLC
4524 Se 33 Rd Pl
Ocala FL 34480, United States
Number of offices
1
Most active in
Smith Financial LLC has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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