Sovereign Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Sovereign Financial Services, LLC provides discretionary investment management and related wealth-planning services, including portfolio construction, ongoing monitoring, and periodic reviews. The brochure emphasizes collaboration with other trusted advisors on estate plans and trusts, insurance, real estate, legacy and charitable giving, and limited partnerships.
The firm sets out a five‑step process that begins with assessing a client’s total financial situation and emphasizes diversified portfolios built from “best‑in‑class” product choices without bias toward product sponsors, together with scheduled and as‑needed communication. As of December 31, 2025, Sovereign reported discretionary management of approximately $92.1 million and offers financial planning and consultation services in coordination with its investment management.
Notably, the brochure does not identify either non‑high‑net‑worth or high‑net‑worth individual clients; instead, it highlights work through trusts, limited partnerships, charitable arrangements, and coordination with other advisors, which is less common among similarly supported firms. The firm manages roughly 145 client relationships with a limited advisor team, suggesting a focus on intermediary or entity‑based engagements rather than traditional retail individual households.
Client services
Expertise
Fee options
$500 to $2,000 depending on complexity
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.75% annually $2,000,001+: 0.50% annually
$250 per hour
Main office
12 Brocster Ct
Phoenix MD 21131
Advisors at this office
2
Most active in
Maryland · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Melissa M
Series 65
Phoenix, MD
Sovereign Financial Services, LLC
Melissa Miller is a financial advisor at Sovereign Financial Services, LLC in Phoenix, MD, holding a Series 65 designation with 10 years of industry experience. She has been with Sovereign Financial Services since 2010. Outside of her advisory role, she owns Sovereign Insurance Service, where she works as a licensed agent for life, health, home, and auto insurance. Sovereign Financial Services provides comprehensive financial planning and discretionary portfolio management, primarily serving trusts, businesses, and organizations rather than individual retail clients. The firm employs a five-step planning process and emphasizes diversified allocations using low-cost index funds and short- to medium-term fixed income investments, managing approximately $78.2 million in discretionary assets.
Shawn M
Series 63, Series 65
Phoenix, MD
Sovereign Financial Services, LLC
Shawn Miller is a financial advisor at Sovereign Financial Services, LLC in Phoenix, MD, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Sovereign Financial Services since 2010. Sovereign Financial Services provides comprehensive financial planning and discretionary portfolio management primarily for trusts, businesses, and organizations rather than individual retail clients. The firm employs a five-step planning process and emphasizes diversified allocations using low-cost index funds and conservative fixed income instruments, managing approximately $78.2 million in discretionary assets.
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