Spectrum Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spectrum Advisors serves individuals (including high‑net‑worth clients), families, trusts, estates, charitable organizations, private business owners, and qualified retirement plans, offering discretionary and non‑discretionary portfolio management, comprehensive financial planning, financial consulting, third‑party money manager selection, and access to estate‑document tools. The firm manages approximately $160 million in client assets with a team of four advisors and maintains five offices to support a client base of roughly 300 households.
Its investment process emphasizes customized asset allocation informed by a client risk‑tolerance questionnaire, fundamental security analysis, and periodic rebalancing, with implementation through in‑house portfolios or recommended third‑party managers. For clients who participate in the AE Wealth Management wrap program, Spectrum delegates discretionary trading to AEWM and selected model managers, and it may employ dollar‑cost averaging and focused/concentrated positioning where appropriate to client objectives.
Spectrum is notable among similar team firms for operating five offices and for offering quarterly educational seminars on college campuses targeted to those nearing or in retirement, in addition to providing an eMoney client portal. The firm also integrates third‑party relationships into its service model — including a CPA partner for initial tax analysis paid from the first‑year planning engagement, access to a Wealth.com self‑preparation estate‑document platform, and a Medicare insurance referral arrangement — features that expand service options but create referral and compensation relationships clients should review.
Client services
Expertise
Occupation focus
Fee options
Financial planning services charged as fixed fees ranging from $500 to $10,000 depending on complexity.
$0 - $1,000,000: 1.20% $1,000,001 - $3,000,000: 1.05% $3,000,001 - $5,000,000: 0.90% $5,000,001 - $10,000,000: 0.75% $10,000,001 - $25,000,000: 0.60% $25,000,001+: 0.50%
Advisory agents are licensed insurance agents and may earn commissions on insurance products sold.
$250 per hour for financial planning consulting and review services, negotiable.
Account minimum: $50,000 Fee-only: Financial planning consulting and review services at $250 per hour, negotiable.
Main office
2805 Dallas Parkway, Ste 200
Plano TX 75093
Advisors at this office
5
Most active in
Colorado · Texas
Also doing business as
Dallas Financial Advisory, Inc. · Safeguard Retirement · Spectrum Advisors, Inc. · Spectrum Senior Advisors · Spectrum Wealth Management · Spectrum Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Karina K
Series 65
Plano, TX
Spectrum Advisors, Inc.
Karina Kingman is a financial advisor at Spectrum Advisors, Inc. with one year of industry experience. She holds a Series 65 designation and previously worked at Focus Partners Wealth LLC and Buckingham Strategic Wealth, LLC. Outside of financial advising, she was involved in Kingman Solar for over two decades. Spectrum Advisors serves individuals, families, high-net-worth clients, trusts, estates, charitable organizations, private business owners, and retirement plan participants. The firm offers portfolio management, financial planning, qualified retirement plan consulting, and uses asset-allocation models combined with fundamental analysis, including third-party managers and model portfolios, to provide investment advice.
Nicholas L
Series 63, Series 66
Plano, TX
Spectrum Advisors, Inc.
Nicholas Lehman is a financial advisor at Spectrum Advisors, Inc. in Plano, TX, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Advice and Planning Services and TIAA-CREF Individual & Institutional Services, LLC. Spectrum Advisors serves individuals, families, high-net-worth clients, trusts, estates, charitable organizations, private business owners, and retirement plan participants. The firm offers portfolio management, financial planning, retirement plan consulting, and third-party money manager selection, using asset-allocation models, fundamental analysis, and client account aggregation through eMoney.
David F
CFP®, Series 63, Series 66
Plano, TX
Spectrum Advisors, Inc.
David Faulkner is a CFP® professional with 22 years of experience in financial advising. He has been a partner at Spectrum Advisors, Inc. since 2016. In addition to his advisory role, he is also licensed as an insurance agent, providing insurance products through Advisors Excel. Spectrum Advisors serves individuals, families, high-net-worth clients, trusts, estates, charitable organizations, private business owners, and retirement plan participants. The firm offers portfolio management, financial planning, qualified retirement plan consulting, and third-party money manager selection, using asset-allocation models, fundamental analysis, and regular client reporting as part of its investment approach.
Jon R
CFP®, Series 63
Plano, TX
Spectrum Advisors, Inc.
Jon Reppert is a CFP® with 39 years of experience in the financial services industry. He is a senior partner and sole owner at Spectrum Advisors, Inc., where he has worked since 1984. His prior experience includes roles at Kalos Capital, Inc. and Madison Avenue Securities, LLC. Reppert also works as an insurance agent with Advisors Excel. Spectrum Advisors serves individuals, families, high-net-worth clients, trusts, estates, charitable organizations, private business owners, and retirement plan participants. The firm offers discretionary and non-discretionary portfolio management, financial planning and consulting, and qualified retirement plan consulting, utilizing asset-allocation models, fundamental analysis, and third-party money managers.
Elise H
Series 65
Plano, TX
Spectrum Advisors, Inc.
Elise Henderson is a financial advisor with Spectrum Advisors, Inc. in Plano, TX. She holds a Series 65 designation and has one year of industry experience, including prior roles at CX Institutional, CD Wealth Management, and Schuster Financial Services. Spectrum Advisors serves individuals, families, trusts, estates, charitable organizations, private business owners, and qualified retirement plans with portfolio management, financial planning, and consulting services. The firm manages approximately $160 million in assets, emphasizes customized asset allocation, and is notable for operating five offices and offering educational seminars for clients nearing or in retirement.
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