Spencer Financial Strategies
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spencer Financial Strategies serves individuals, trusts, estates, charitable organizations and business entities and reports approximately $17,040,000 in discretionary assets under management with a two-advisor team. The firm offers discretionary investment supervisory services as well as non-discretionary project consulting and ongoing monitoring.
The firm develops an Investment Policy Statement for each client and applies a mix of fundamental, technical and cyclical analysis to construct diversified portfolios that may include exchange-listed securities, mutual funds, certificates of deposit, option strategies and margin where appropriate. Accounts are reviewed on a monthly basis, and clients receive written reporting and regular communications including a monthly newsletter and quarterly contacts.
Compared with typical peers, the firm discloses multiple non-advisory affiliations: the principal is licensed as a real estate broker through an affiliated entity and both advisory professionals are licensed to sell insurance products, with brochure disclosures about separate commission arrangements. The firm also offers no-cost educational seminars and notes it does not focus on high‑net‑worth clients, while one team member operates a separate travel‑planning business outside the advisory practice.
Client services
Expertise
Fee options
$2,500 per year
0.80% annually
$250 per hour
Main office
Indianapolis IN
Advisors at this office
2
Most active in
Indiana · Texas
Also doing business as
Dba Spencer Financial Strategies · Spencer Financial Strategies · Spendes1, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Debra S
Series 63, Series 65
Indianapolis, IN
Spencer Financial Strategies
Debra Spencer is a financial advisor at Spencer Financial Strategies in Indianapolis, IN, with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cambridge Investment Research Advisors, Inc. and Thurston Springer Miller Herd & Titak, Inc. Outside of advisory services, she is an independent insurance agent specializing in life and long-term care insurance and owns a real estate brokerage firm. Spencer Financial Strategies serves individuals, trusts, estates, charitable organizations, and business entities, managing approximately $17 million in discretionary assets. The firm employs a blend of fundamental, technical, and cyclical analysis to create diversified portfolios and provides both discretionary investment management and non-discretionary consulting services.
Dylan T
Series 65
Indianapolis, IN
Spencer Financial Strategies
Dylan Taylor is a financial advisor at Spencer Financial Strategies with a Series 65 designation and one year of industry experience. Prior to joining the firm, he worked in roles at OfficeSpace Software, TikTok, SecureLink (now Imprivata), and Disney Vacation Club. Outside of his advisory work, he co-owns Travel by Taylors, LLC, a travel planning and vacation services company. Spencer Financial Strategies serves individuals, trusts, estates, charitable organizations, and business entities, managing approximately $17 million in discretionary assets. The firm offers discretionary investment supervisory services and non-discretionary consulting, developing customized Investment Policy Statements and applying a mix of fundamental, technical, and cyclical analysis to construct diversified portfolios.
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