Spiritus Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Spiritus Financial Planning serves individuals, high-net-worth individuals, and small business owners with personalized financial planning and discretionary investment management, covering retirement, tax, estate, cash flow, education funding and business succession topics. The firm presents itself as fee-only and states it does not sell commissioned products or act as custodian; client assets remain with an independent custodian.
Investment programs are implemented on a discretionary basis and are built around each client’s objectives, time horizon and risk tolerance, with security analysis that may include fundamental, technical and cyclical methods. Clients receive quarterly performance reporting and may engage the firm for standalone planning work billed as flat-fee or hourly projects.
The firm’s brochure highlights several atypical operational features for a small adviser: it reports roughly $6.5 million in total AUM while serving a very small client roster (three clients) and operating with a single adviser, resulting in unusually high assets per client. The disclosure also notes distinctions that could affect conflicts and service delivery — the firm may share fees with third‑party money managers, states it does not vote client proxies (clients vote their own proxies), and the brochure separately discloses receipt of compensation for client referrals despite the fee‑only characterization.
Client services
Expertise
Occupation focus
Fee options
Financial planning flat fees negotiable, commonly $4,000 to $5,000
$0 - $500,000: 1.25% $500,000+: 1.00%
$375 per hour
Account minimum: $500,000 Fee-only: Fee-only financial planning flat fees negotiable, commonly $4,000 to $5,000.
Main office
Windsor CA
Advisors at this office
1
Most active in
California
Also doing business as
Spiritus Financial Planning · Spiritus Financial Planning, Inc. · Talent Acquisition Group, Inc, Dba Spiritus Financial Planning · Talent Acquisition Group, Inc. Dba Spiritus Financial Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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