A complete list of active advisors currently associated with Spiritus Financial Planning

Warmer can help you find a great advisor at Spiritus Financial Planning or one who fits your needs even better.

Spiritus Financial Planning serves individuals, high-net-worth individuals, and small business owners with personalized financial planning and discretionary investment management, covering retirement, tax, estate, cash flow, education funding and business succession topics. The firm presents itself as fee-only and states it does not sell commissioned products or act as custodian; client assets remain with an independent custodian. Investment programs are implemented on a discretionary basis and are built around each client’s objectives, time horizon and risk tolerance, with security analysis that may include fundamental, technical and cyclical methods. Clients receive quarterly performance reporting and may engage the firm for standalone planning work billed as flat-fee or hourly projects. The firm’s brochure highlights several atypical operational features for a small adviser: it reports roughly $6.5 million in total AUM while serving a very small client roster (three clients) and operating with a single adviser, resulting in unusually high assets per client. The disclosure also notes distinctions that could affect conflicts and service delivery — the firm may share fees with third‑party money managers, states it does not vote client proxies (clients vote their own proxies), and the brochure separately discloses receipt of compensation for client referrals despite the fee‑only characterization.

To learn more about the advisors currently working at Spiritus Financial Planning, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.