Spondeo Capital, LLC

Spondeo Capital, LLC provides discretionary portfolio management and retirement plan consulting to individuals, families, trusts, and employer-sponsored retirement plans. Services described in the brochure include comprehensive asset management across stocks, bonds, ETFs, options and alternative funds, along with ongoing plan monitoring, participant education, and consulting for plan sponsors.

The firm applies a blended, research-driven investment process that incorporates fundamental, quantitative, technical and sector analysis to construct strategic, dynamic, tactical and core-satellite allocations, with periodic rebalancing to maintain target duration and risk profiles. Where appropriate and disclosed, the adviser may use margin/borrowing in client accounts, options strategies, and long-term holdings while acting in a fiduciary capacity to tailor portfolios to client objectives and risk tolerances.

Noteworthy for a small independent adviser, the firm provides pension consulting and portfolio management for institutional retirement plans, including profit-sharing and defined benefit (cash balance) arrangements, roles that are less common among peers. The brochure also highlights the firm’s use of borrowing in separately managed accounts and potential recommendations of alternative investment funds — operational and risk features that distinguish its service offering from many similarly sized advisers.