Toledo, OH Office

Stirlingshire serves individuals, trusts, and other entities, including both non‑high‑net‑worth and high‑net‑worth clients, providing discretionary portfolio management, financial planning, and IRA rollover advice along with access to model‑based strategies. Its advisory services encompass a broad set of investable instruments—from mutual funds and ETFs to real estate funds, private placements, venture capital, and higher‑risk tools such as options, margin, and short sales—customized to each client’s age, risk tolerance, income, and assets.

The firm manages most accounts on a discretionary basis and employs a mix of analytical methods (charting, fundamental, quantitative, technical, and Modern Portfolio Theory) to construct portfolios, with accounts reviewed at least annually and rebalanced based on client profiles or material events. Stirlingshire also offers and may implement model strategies through third‑party platforms (Advyzon/AIM), while retaining responsibility for determining the models’ appropriateness for clients.

What distinguishes Stirlingshire from most peer team firms is its affiliation with a broker‑dealer, Stirlingshire BD LLC, and its operational requirement that advisory clients use SBD and its clearing custodian Apex Clearing for execution and custody; many advisers are dually registered and can provide brokerage services, which the firm discloses and supervises. The brochure also notes several atypical arrangements — an equity warrant granted to Apex for ownership in Stirlingshire, referral agreements (Finalis), and AIM model fees routed to the firm’s Chief Market Strategist — and the firm operates an unusually large office network for a team of its size (24 offices with advisors working remotely).