Stone Tower Wealth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Stone Tower Wealth Advisors is a fee-only registered investment adviser that offers wealth management, financial planning, and retirement plan consulting and management, as well as educational seminars and speaking engagements. The firm’s ADV indicates it was formed in 2026 and, as of the June 24, 2026 filing, reported no assets under management or client accounts.
The firm’s investment process is grounded in modern portfolio theory, using diversified allocations of global equities and U.S. fixed income with periodic rebalancing; portfolios may include alternative investments and quantitative factor overlays (momentum, value, quality, size) tailored to a client’s risk tolerance. Stone Tower also uses third‑party models and outside managers through a custodian platform and may blend passive and active vehicles, with optional socially responsible (ESG) approaches when requested.
Notable features for a small, recently formed adviser include an explicit program of public and group educational seminars and the firm’s provision of ERISA retirement plan services, including acting as an investment manager under section 3(38) for some plans. The firm’s principals hold industry credentials (including CFP® and APMA® designations), and one principal maintains an insurance license but does not sell insurance through the firm.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.15% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.90% $3,000,001 - $5,000,000: 0.75% $5,000,001+: 0.60%
$300 per hour for Project-Based Financial Planning.
Ongoing Financial Planning fees paid quarterly in advance ranging from $1,000 to $5,000 per quarter.
Fee-only: Financial planning fees: Ongoing Financial Planning quarterly fixed fees range from $1,000 to $5,000; Project-Based Financial Planning fixed fees range from $300 to $10,000, or hourly rate of $300.
Main office
4555 Lake Forest Drive, Suite 650
Cincinnati OH 45242
Advisors at this office
2
Most active in
Florida · Ohio
Also doing business as
Stone Tower Wealth Advisors · Stone Tower Wealth Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Matthew A
CFP®, Series 63, Series 65
Cincinnati, OH
Stone Tower Wealth Advisors
Matthew Alatorre serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, and retirement income. Matthew holds the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). With over 14 years of industry experience, Matthew has guided individuals, families, corporate executives, and business owners through a range of financial planning needs, including investments, retirement planning, college education planning, estate planning, lending, and insurance. He also holds the titles of Senior Portfolio Advisor and Senior Financial Advisor, managing discretionary custom investment strategies and selecting from Merrill model portfolios and third-party investment options. Matthew earned a Bachelor's Degree from Miami University and is actively involved in his community. He serves on the Advisory Board at the Fairfield YMCA and the Investment Committee at the Greater Miami Valley YMCA. Additionally, he coaches youth sports such as basketball, baseball, and soccer. Matthew participates in organizations including Adopt-A-Class Cincinnati and the Boys & Girls Club of Greater Cincinnati. He is married with four children and values faith, family, finances, and fun.
Austin C
Series 66, Series 65
Cincinnati, OH
Stone Tower Wealth Advisors
Austin Carr is an advisor at Stone Tower Wealth Advisors with Series 65 and Series 66 credentials. He has experience working internationally in educational roles, including positions at Lanna International School Thailand and Nakornpayap International School. Stone Tower Wealth Advisors is a fee-only registered investment adviser providing wealth management, financial planning, and retirement plan consulting services. The firm employs a modern portfolio theory-based investment approach that includes diversified allocations, factor overlays, and the option for socially responsible strategies, along with public educational seminars and ERISA retirement plan services.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")