Summit Consultants, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Summit Consultants, Inc. provides financial planning, retirement-plan design and consulting, and related advisory services for individuals, high‑net‑worth clients, businesses, and pension or profit‑sharing plans. The firm’s work includes insurance education, estate‑planning guidance, college and business succession planning, and implementation support rather than operating as a discretionary asset manager or custodian.
The firm prepares comprehensive plans that integrate investment recommendations with insurance, tax, and estate considerations, and implements agreed actions through a series of meetings with routine monitoring and updates. Implementation and account activity may be carried out by associated persons in their capacities as registered representatives or insurance agents, while client assets are maintained by third‑party custodians.
What is distinctive about the firm versus many peers is its direct affiliation with an attorney who provides estate planning services and an explicit pension/profit‑sharing plan consulting practice—features that are uncommon among investment‑manager firms. The brochure also discloses that the firm’s associated persons are registered with a broker‑dealer and may receive brokerage, 12b‑1, or insurance commissions, and that the firm generally uses planning fees rather than percentage‑of‑assets fees.
Client services
Expertise
Occupation focus
Fee options
Investment adviser representatives may receive brokerage or mutual fund trail commissions and commissions on insurance or other product sales through their capacity as registered representatives of LPL Financial
Minimum fee: Individual financial planning fees range from $250 to $5,000 per plan; Pension or profit-sharing plan fees range from $2,500 to $25,000 per year Fee-only: Fixed fees for financial planning services as described above
Main office
7912 Carnegie Blvd.
Fort Wayne IN 46804
Advisors at this office
5
Most active in
Indiana
Also doing business as
Summit Consultants · Summit Consultants, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Heather D
Series 66
Fort Wayne, IN
Summit Consultants, Inc.
Heather Drebenstedt is a financial advisor at Summit Consultants, Inc. in Fort Wayne, Indiana, with 19 years of industry experience. She holds a Series 66 designation and has worked at Summit Consultants since 2007, following a prior role at LPL Financial. Outside of her advisory work, she is involved in a fitness-related business in Fort Wayne and Roanoke, Indiana. Summit Consultants, Inc. provides financial planning, retirement-plan design, and consulting services to individuals, high-net-worth clients, businesses, and pension or profit-sharing plans. The firm integrates investment recommendations with insurance, tax, and estate considerations and offers estate planning through an affiliated attorney and specialized pension plan consulting.
Christopher S
CFP®, Series 66
Fort Wayne, IN
Summit Consultants, Inc.
Christopher Spoltman is a CFP® with over 22 years of industry experience. He has been associated with Summit Consultants, Inc. since 1989 and has worked at LPL Financial since 2004. In addition to his advisory work, Spoltman is a notary for the state of Indiana, providing services for clients without charge. Summit Consultants, Inc. provides financial planning, retirement-plan design, and consulting services for individuals, high-net-worth clients, businesses, and pension or profit-sharing plans. The firm integrates investment recommendations with insurance, tax, and estate considerations and is notable for its direct affiliation with an attorney offering estate planning and a dedicated pension/profit-sharing plan consulting practice.
Stephen S
ChFC®, Series 63
Fort Wayne, IN
Summit Consultants, Inc.
Stephen Spoltman is a financial advisor with LPL Financial in Fort Wayne, IN, holding the ChFC® and Series 63 designations and bringing 37 years of industry experience. He has been associated with LPL Financial since 1995 and also works with Summit Consultants, Inc. since 2007. Outside of his advisory work, he serves as a notary for the state of Indiana without charging clients a fee. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, delivering both strategic and tactical portfolio options through a large network of investment adviser representatives.
Thomas E
Series 63, Series 65
Fort Wayne, IN
Summit Consultants, Inc.
Thomas Elyea is a financial advisor with Summit Consultants, Inc. in Fort Wayne, IN, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Summit Consultants since 1998 and with LPL Financial since 2003. Elyea also has experience selling fixed annuities and various types of insurance. Summit Consultants, Inc. provides financial planning, retirement-plan design, and advisory services for individuals, high-net-worth clients, businesses, and pension or profit-sharing plans. The firm integrates investment recommendations with insurance, tax, and estate considerations and maintains a distinct affiliation with an attorney for estate planning services alongside a pension and profit-sharing consulting practice.
Erik T
CFP®, Series 63
Fort Wayne, IN
Summit Consultants, Inc.
Erik Tom is a CFP® professional with 11 years of industry experience, currently serving at Summit Consultants, Inc. since 2018. His prior roles include positions at JPMORGAN Chase Bank and Jp Morgan Securities LLC from 2015 to 2018. He is also a commissioned Notary and holds a Series 63 license. Summit Consultants, Inc. provides financial planning, retirement-plan design and consulting, and related advisory services to individuals, high-net-worth clients, businesses, and pension or profit-sharing plans. The firm integrates investment recommendations with insurance, tax, and estate considerations and is noted for its affiliation with an attorney offering estate planning services and a dedicated pension/profit-sharing plan consulting practice.
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