T.C. Schwab Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
T.C. Schwab Financial Planning, LLC provides hourly, fee‑only financial planning and investment advice to individual clients, families, trusts, estates and small business entities. The firm operates as a solo CFP®‑credentialed practitioner and maintains a fiduciary relationship with each client.
The firm’s advice emphasizes long‑term asset allocation, broad global diversification, and use of low‑cost mutual funds and exchange‑traded funds, with a generally buy‑and‑hold orientation suited to investment horizons of ten years or more. Rather than managing or custodianing client assets, the advisor prepares strategies and implementation plans for self‑directed clients or assists clients who engage third‑party money managers.
Compared with many independent advisers, the firm does not provide portfolio management or accept percentage‑of‑assets (AUM) fees—compensation is strictly hourly and the firm does not accept commissions or third‑party payments. Although it serves a small number of clients, the brochure estimates approximately $96 million in client assets under advisement across about 51 households, and the firm routinely recommends discount custodians (e.g., Vanguard, Fidelity, Charles Schwab) while declining referral or revenue arrangements with outside providers.
Client services
Expertise
Fee options
$275/hour plus New Mexico Gross Receipts Tax; fees are negotiable; additional fees may apply for travel ($50) and missed appointments ($100)
Fee-only: $275/hour plus New Mexico Gross Receipts Tax; fees are negotiable; additional fees may apply for travel ($50) and missed appointments ($100)
Main office
Santa Fe NM
Advisors at this office
1
Most active in
New Mexico
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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