T.I.P.S. 4 Reps
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$5,392,486
Clients
7
Advisors
1
of 3 employees
About
Integrated Retirement Investment Solutions, LLC (IRIS) provides advisory services to individuals, high‑net‑worth clients, businesses, and retirement plans. The firm’s offerings include retirement plan advisory (401(k) platforms, pooled pension and non‑qualified plans), customized investment management using individual securities, mutual funds and ETFs, investment consulting for private offerings, and non‑investment consulting and professional succession planning offered under the T.I.P.S. 4 Reps trade name.
IRIS predominantly delivers advice on a non‑discretionary basis; as of March 26, 2026 it reported approximately $10.66 million in non‑discretionary assets under management and about $191.8 million in assets under advisement, and it frequently makes recommendations or referrals to Independent Managers who may assume discretionary trading authority. The firm structures client engagements around individualized planning (its “Planning in 3D” methodology), ongoing oversight of recommended managers, and longer‑term portfolio strategies while leaving implementation decisions to clients or third‑party managers.
The firm is run as a solo practitioner, an uncommon structure among its supported peers, with a single advisory principal responsible for client relationships and compliance oversight. It is also notable for the relatively large volume of assets under advisement versus assets directly managed, its use of referral and professional‑partnership arrangements (including disclosed referral and revenue‑sharing relationships with Independent Managers and partners), and affiliated non‑investment activities such as insurance and succession‑planning services, each of which the firm discloses as potential conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for Investment Consulting range generally between $1,000 and $50,000; General Consulting and Professional Succession Planning fees typically range from $500 to $25,000, both negotiable.
$0+: 0.20% to 1.50% annually (Investment Management Services, negotiable based on factors such as complexity and asset level) $0+: 0.20% to 1.50% annually (Retirement Plan Advisory Services, negotiable, based on plan size and complexity)
Commission-based compensation is received by the President, John Vrablic, for insurance products sold separately from IRIS advisory services.
Hourly rates for General Consulting and Professional Succession Planning range from $350 to $500 per hour.
Fee-only: Investment Management and Retirement Plan Advisory Services fees (0.20% to 1.50% annually, negotiable)
Main office
Avon OH
Advisors at this office
1
Most active in
California · Ohio · Texas
Also doing business as
Business & Private Wealth Advocates · Integrated Retirement Investment Solutions · Integrated Retirement Investment Solutions, LLC · T.I.P.S. 4 Reps
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")