Rancho Santa Fe, CA Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Tate Asset Management and DCO Wealth Management
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Firm-wide stats for Tate Asset Management and DCO Wealth Management
About
Tate Asset Management / DCO Wealth Management provides investment management, investment consulting and financial planning to a mix of individual and institutional clients, including pension and profit-sharing plans, trusts, corporations and tax-qualified retirement plans. The firm offers both discretionary portfolio management and non-discretionary consulting, and also describes services tailored to retirement plan sponsors under ERISA frameworks.
Portfolios are constructed to match each client’s goals, time horizon and risk tolerance and may include stocks, bonds, mutual funds, ETFs, REITs, alternative investments and private placements. The firm says it uses fundamental, charting and technical analysis, conducts due diligence on third‑party managers, reviews accounts at least quarterly, and may employ options, short sales and margin transactions as part of its strategies.
What is noteworthy about the firm is its explicit emphasis on ERISA fiduciary work — offering both 3(21) co‑fiduciary and 3(38) discretionary investment‑manager services with benchmarking and plan‑level oversight — and its involvement in Trusted Advisor and sub‑advisory arrangements, where it may share or receive portions of advisory fees. The ADV also discloses the firm’s willingness to use more advanced trading techniques (options, margin and short selling) and to refer clients to or receive referrals from other advisers, practices that are less common among similarly sized team firms.
Expertise
Occupation focus
Location
5531 Cancha De Golf, Suite #105
Rancho Santa Fe CA 92091
Advisors at this office
3
Advisors at this office
Lawrence P
Series 63, Series 65
Rancho Santa Fe, CA
Tate Asset Management and DCO Wealth Management
Lawrence Palme is a financial advisor with Tate Asset Management and DCO Wealth Management, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co. Incorporated. Tate Asset Management and DCO Wealth Management serve individuals, pension and profit-sharing plans, trusts, estates, and corporate entities with investment supervisory services, discretionary advisory, and financial planning. The firm offers portfolio construction using a variety of securities and alternative vehicles, with both discretionary and non-discretionary arrangements, and provides specialized ERISA-focused retirement plan services for plan sponsors.
Daniel O
Series 63, Series 66
Rancho Santa Fe, CA
Tate Asset Management and DCO Wealth Management
Daniel Osgood is a financial advisor with 24 years of industry experience, currently serving as President and CEO of DCO Wealth Management. He holds Series 63 and Series 66 licenses and has been with Tate Asset Management since 2012 and DCO Wealth Management since 2009. Tate Asset Management and DCO Wealth Management provide investment supervisory services, discretionary advisory, and financial planning to individuals, pension plans, trusts, estates, and corporate entities. The firm offers portfolio management and consulting tailored to client goals, employing a variety of asset types and trading strategies, and is noted for its ERISA-focused retirement plan services and institutional fiduciary work.
Christopher T
CFP®, Series 66
Rancho Santa Fe, CA
Tate Asset Management and DCO Wealth Management
Christopher Tate is a CFP® professional with 26 years of experience in financial advising. He has been with ACAS LLC, operating as Tate Asset Management and DCO Wealth Management, since 2009. In addition to his advisory role, he is a licensed independent life insurance agent in California. ACAS LLC serves individuals—including high-net-worth clients—as well as pension and profit-sharing plans, trusts, estates, and corporate entities. The firm provides investment supervisory services, discretionary advisory, and financial planning, with a focus on ERISA retirement plan services and a portfolio construction approach that includes a range of asset classes and trading strategies.
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