The Kocen Financial Group, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$174,171,040
Clients
213
Advisors
5
of 5 employees
About
The Kocen Financial Group is a team investment adviser serving individuals, trusts, estates, retirement plans, and business entities, managing about $186 million on a discretionary basis. The firm offers investment management (primarily mutual funds and ETFs, plus allocations to third‑party money managers), comprehensive financial planning, business consulting, occasional seminars, and sub‑advisory services to other institutions.
KFG’s investment process emphasizes asset allocation and a client’s overall financial picture, using risk tolerance, time horizon, tax efficiency, and cash‑flow needs to set strategies and allow clients to impose account restrictions or standing instructions. Clients receive quarterly custodial statements and a written quarterly performance report from the firm, and the firm’s materials also include hypothetical performance illustrations — an uncommon practice among similar team firms, so prospective clients should ask about the assumptions and methodology behind those figures.
Compared with many peers, KFG combines traditional wealth management with institutional sub‑advisory work and bespoke business consulting, and it discloses using soft‑dollar research and support from its recommended custodian. The brochure also discloses a recent regulatory settlement that resulted in a permanent bar for an affiliated broker‑dealer representative, a disclosure that may be particularly relevant to prospective clients evaluating the firm’s background.
Client services
Expertise
Fee options
Financial plan fees generally range from $3,000 to $5,000 for the first year, charged as a negotiated flat rate based on complexity.
$0 - $2,000,000: 0.8% to 1% annually (most accounts at 1%) - negotiated rate $2,000,000+: Negotiated rate (accounts over $2 million subject to further negotiation)
Some IA Reps may receive commissions for sale of securities separately from advisory fees; no commissions on advisory assets.
Account minimum: $600,000 Fee-only: Investment advising fees charged as negotiated percentage of assets under management; no commissions on advisory assets; double-dipping prohibited.
Main office
35900 Bob Hope Dr., Suite 202
Rancho Mirage CA 92270-1767
Advisors at this office
5
Most active in
California · Illinois · Pennsylvania · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Joel K
Series 63
Rancho Mirage, CA
The Kocen Financial Group, Inc.
Joel Kocen is a financial advisor with The Kocen Financial Group, Inc. in Rancho Mirage, CA. He holds a Series 63 designation and has 41 years of industry experience, including 38 years with Financial Goal Securities, Inc. and 35 years with his current firm. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm utilizes an asset-allocation framework tailored to clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, offering portfolio management primarily through mutual funds, ETFs, and third-party money managers.
John W
Series 65
Rancho Mirage, CA
The Kocen Financial Group, Inc.
John Wills is a financial advisor at The Kocen Financial Group, Inc. in Rancho Mirage, CA, holding a Series 65 designation with seven years of industry experience. He has been with The Kocen Financial Group since 2007. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation approach that considers clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers portfolio management primarily through mutual funds, ETFs, and third-party money managers.
Penny H
Series 65
Rancho Mirage, CA
The Kocen Financial Group, Inc.
Penny Houseman is a financial advisor with The Kocen Financial Group, Inc. She holds a Series 65 designation and has six years of industry experience. Houseman has been with The Kocen Financial Group since 2019 and previously worked at Jeffree Lee Financial Services for ten years. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation framework considering clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers additional services including financial planning, business consulting, and seminars.
David T
Series 66
Rancho Mirage, CA
The Kocen Financial Group, Inc.
David Tsikman is a financial advisor with The Kocen Financial Group, Inc., holding a Series 66 designation and five years of industry experience. His work history includes roles at Kocen Financial Group, Financial Goal Securities, Inc., Glean Management LP, Orthodox Union, Miracle Mile CPA, and West Coast Talmudical Seminary. Outside of securities advisory, he manages a property management and real estate business under Tsikman Holdings. The Kocen Financial Group is a team investment adviser managing approximately $186 million on a discretionary basis for individuals, trusts, estates, retirement plans, and business entities. The firm focuses on asset allocation and comprehensive financial planning, combining traditional wealth management with institutional sub-advisory work and business consulting.
Bryan K
Series 63, Series 65
Rancho Mirage, CA
The Kocen Financial Group, Inc.
Bryan Kocen is a financial advisor at The Kocen Financial Group, Inc. in Rancho Mirage, CA, with 35 years of industry experience. He has held Series 63 and Series 65 licenses and has worked at Kocen Financial Group since 1991, as well as Financial Goal Securities, Inc. from 1990 to 2024. The Kocen Financial Group, Inc. provides discretionary investment management and related services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation framework tailored to clients’ risk tolerance, time horizon, tax efficiency, and cash flow needs, and offers financial planning, business consulting, seminars, and sub-advisory investment management.
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