The Money Guys

The Money Guys, LLC is a state‑registered independent investment adviser that provides discretionary portfolio management and financial planning to a small group of individual and high‑net‑worth clients; as of December 31, 2025 it managed about $17.4 million across roughly 14 accounts. Services include continuous portfolio oversight and the delivery of written financial plans as well as an ongoing comprehensive planning option that provides regular planner access.

The firm’s investment process blends fundamental company analysis with charting/technical methods to build asset‑allocation‑based portfolios and may employ instruments including stocks, bonds, ETFs and options, with supervision aligned to each client’s goals, time horizon and risk tolerance. Financial planning engagements range from standalone written plans to ongoing, quarterly‑retainer comprehensive planning with annual reviews and active monitoring of agreed action steps.

Operational features that distinguish the firm from many peers include a requirement that clients use the adviser’s recommended custodian, a policy of executing trades on an individual account basis rather than aggregating block trades, and a practice of not voting client proxies; clients receive confirmations and custodial statements from their custodian and the firm does not provide separate written account reports for investment management clients. The brochure also discloses that the business depends on the principal’s capabilities and identifies no formal succession plan in the event of the principal’s death or long‑term disability, a material operational risk that is uncommon among similar firms.