The Pines Wealth Management, LLC

The Pines Wealth Management provides wealth management, investment management, financial planning and retirement-plan advisory (including 3(21) services) to individuals (including high-net-worth clients), trusts, estates, charitable organizations, businesses and retirement plans. According to its Form ADV, the firm manages roughly $485.9 million in client assets across a relatively small client base and delivers primarily discretionary portfolio management alongside planning services.

The firm describes a customized, fiduciary-driven approach that blends fundamental and technical analysis and is generally long-term oriented while allowing shorter-term trades for rebalancing or cash needs. Portfolios are constructed using ETFs and mutual funds (with the option to include individual stocks, bonds, alternative investments or unaffiliated independent managers) and are reviewed on an ongoing basis with opportunities for clients to impose reasonable restrictions.

What distinguishes this advisor from many peers is its size and structure: with two primary advisors and nearly $486 million of AUM, its AUM per-advisor level is above $200 million, a level that is uncommon among similarly supported firms. The firm also sponsors a wrap-fee program that bundles securities transaction costs into its asset-based fee and maintains an institutional platform relationship that provides operational and custodial benefits, while the founders are CFP professionals with extended prior experience at a major brokerage.