A complete list of active advisors currently associated with The Retirement Guys Formula

Warmer can help you find a great advisor at The Retirement Guys Formula or one who fits your needs even better.

Retirement Guys Formula provides personalized investment management and financial planning to individuals, trusts, foundations, endowments and corporations, managing approximately $276.9 million on a discretionary basis for over 1,150 clients through a team of seven advisor representatives. The firm offers broad-based planning (tax, insurance, estate, disability, business and retirement planning) and ongoing portfolio management with implementation support and referrals to other professionals. Investment decisions are guided by the firm’s Independent Income System, a bucketed approach that allocates assets to current income, reliable income, mid-term and long-term growth buckets and uses tools such as Riskalyze to help calibrate risk. Accounts are typically managed on a discretionary, pari passu basis and the firm may recommend or engage third‑party managers or sub‑advisers and wrapped or non-wrapped programs to implement specific strategies. The Form ADV discloses several noteworthy affiliations and operational features: certain associated persons are registered representatives of a broker‑dealer (Peak Brokerage Services) and are licensed insurance agents, the firm maintains an affiliated accounting practice (Retirement Tax Partners, LLC) for tax preparation and planning, and RGF acts as a sub‑advisor and payment agent for other advisers. The brochure also describes a co‑ownership arrangement with another investment firm related to office property, the firm’s use of AI tools to record meetings (with an opt‑out), and the firm’s conflict‑management procedures; the ADV states there are no material disciplinary events to report.

To learn more about the advisors currently working at The Retirement Guys Formula, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.