Saginaw, MI Office

Eric Sowatsky is a financial advisor at Cetera Planning Partners with three years of industry experience and holds the PFS™ designation. Prior to joining Cetera Planning Partners, he worked at Avantax Planning Partners, Inc. He is also involved as a shareholder in Yeo & Yeo, P.C., a CPA firm offering accounting, tax planning, and business consulting services, where he serves as a principal and heads the Saginaw tax department. Additionally, he participates as a Grain Committee member with the Michigan Agribusiness Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment process centers on diversified allocations of mutual funds and ETFs tailored to client objectives and risk tolerance, with ancillary services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Andrew Matuzak is a financial advisor at Cetera Planning Partners with five years of industry experience. He holds the PFS™ and Series 63 designations and has prior experience with Avantax Planning Partners and Avantax Investment Services. Outside of advising, Matuzak serves as treasurer for both the Rotary International Club of Saginaw Valley and the Thomas Township Business Association, and he is a board member of the SVSU College of Business & Management Advisory Board. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management, financial planning, Social Security optimization, and retirement-related advice, complemented by services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider.

Peter Bender is a CFP®-designated financial advisor with 24 years of industry experience. He is currently with Cetera Planning Partners and has held prior roles at various firms including Avantax Investment Services and Yeo & Yeo Wealth Management. Outside of his advising duties, Bender serves as Executive Director of the St. Lorenz Church Foundation and holds several board and trustee positions with nonprofit and community organizations. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach includes diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, payroll, and estate planning through third-party providers.