The Tiny House Adviser

The Tiny House Adviser LLC is a fee‑only, state‑registered investment adviser that provides ongoing comprehensive financial planning, limited‑scope planning, and portfolio management primarily to individual clients, including high‑net‑worth individuals. The firm works one‑on‑one with a small client base and refers clients to unaffiliated third‑party professionals for tax, legal, or insurance matters when appropriate without receiving referral compensation.

THA emphasizes collaborative financial planning with periodic reviews and implementation of portfolios that draw on Modern Portfolio Theory, a mix of passive and active funds, and optional socially responsible investing screens. The firm uses model portfolio platforms (Altruist’s Model Marketplace and Schwab Institutional Intelligent Portfolios) and may recommend Outside Managers, while most client accounts are maintained on a non‑discretionary basis so clients retain prior approval of trades.

Distinctive features include an uncommon operational and fee profile: as of December 31, 2025 THA reported $0 in discretionary AUM and $7,321,788 in non‑discretionary AUM, and it does not rely on a traditional percentage‑of‑AUM pricing model, instead charging fixed annual fees calculated from client net worth and collected electronically. The advisor’s niche focus on tiny‑house transitions and related financial wellness resources—evidenced by a podcast and an Alt American Dream educational platform operated by the firm’s principal—further distinguishes it from many solo independent advisers.