Thomas Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Thomas Financial Planning, LLC is a fee‑only registered investment adviser operated by a single CFP‑credentialed practitioner that provides discretionary portfolio management and financial planning to a very small client base. Its client roster includes individuals, high‑net‑worth clients, and select charitable institutions, foundations and trusts, with about $19.1 million in assets under management across nine client relationships.
The firm follows a tactical asset allocation process documented in a client‑approved Investment Policy, implements diversified portfolios mainly through mutual funds and other securities, and emphasizes periodic rebalancing and manager selection to align holdings with clients’ risk tolerances and changing market conditions. Accounts are custodied at Charles Schwab, managed on a discretionary basis, and reviewed on a daily to quarterly cadence with an emphasis on keeping investment costs low.
Notably, the firm is no longer accepting new clients and has executed succession and continuity agreements with two other advisory firms, with transfers of client relationships already underway. The sole practitioner has decades of experience and adheres to CFP Board standards; the firm does not have custody of client assets and does not vote client securities, leaving proxy materials to be delivered directly to clients by the custodian.
Client services
Expertise
Fee options
$0 - $200,000: 1.10% $200,001 - $500,000: 0.80% $500,001 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.70% $2,000,001+: 0.60%
Fee-only: Fee-only asset management; no commissions or performance fees charged.
Main office
Land O' Lakes WI
Advisors at this office
1
Most active in
Texas · Wisconsin
Also doing business as
James N. Thomas · Thomas Financial Planning · Thomas Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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