Thompson Financial LLC

Thompson Financial provides financial planning and discretionary portfolio management to individual investors and sponsors of employer‑sponsored retirement plans, including pension and profit‑sharing arrangements. The firm manages roughly $74 million across about 225 client relationships, a client load that is high relative to most independent advisers.

The firm begins client relationships with a planning process and tailors ongoing portfolios to stated goals and risk tolerance, primarily using no‑load mutual funds and exchange‑traded funds and applying modern portfolio theory alongside fundamental and technical analysis. Ongoing management is discretionary with periodic monitoring and rebalancing, and financial planning is billed separately with clients typically given access to planning software tools rather than a standalone written plan by default.

Noteworthy aspects include the unusually high number of clients per adviser and a client mix that includes employer retirement plans for which the firm provides both ERISA non‑fiduciary and ERISA fiduciary consulting (including serving in a 3(21) capacity while not acting as a 3(38) manager). The firm’s principal holds an insurance license and a long‑term care designation, and the adviser operates with a custodian platform that supplies institutional services and practice support that benefit both client reporting and firm operations.