Thoughtful Wealth Advisory LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Thoughtful Wealth Advisory LLC is an independent, solo advisory firm that serves individuals (including high-net-worth clients), trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, financial planning (including retirement projections and topic-specific planning), and retirement-plan advisory services to qualifying employer plans as a limited‑scope ERISA 3(21) advisor.
The firm structures portfolios around documented client goals, time horizons, and risk tolerance, using fundamental and technical analysis and a mix of long- and short-term strategies; clients may impose investment restrictions and the firm documents investment policy statements and conducts periodic account reviews. It operates on a discretionary basis, requires use of a specified custodian for managed accounts, and provides client reporting and fee billing through that custodian at regular intervals.
Notable distinctions include the principal’s outside insurance business (the advisor is a licensed insurance agent and allocates a portion of professional time to offering insurance products), and the firm’s explicit provision of ERISA plan consulting and pension‑related services, which are less common among peers. The principal also maintains a separate spiritual‑guidance practice, a relationship disclosed as separate from advisory services, and the firm emphasizes conflict‑of‑interest disclosures and fiduciary obligations in its handling of potential cross‑business recommendations.
Client services
Expertise
Fee options
$295 flat fee for retirement projection financial planning
$0 - $1,000,000: 1.00% annually $1,000,000.01+: 0.85% annually
$150 per hour for individual topic financial planning
Main office
Abiquiu NM
Advisors at this office
1
Most active in
New Mexico
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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