Tip Top Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tip Top Financial Advisors serves individual U.S. citizens and lawful permanent residents — including individuals, families, and certain for‑profit and nonprofit companies — through a wrap‑fee investment management program called the Life Investment Platform. The firm acts as sponsor and the discretionary portfolio manager for the Program and also offers financial planning services, including an hourly planning rate and a one‑time Life Investment Plan product for individuals and families.
The firm implements Models created by unaffiliated asset managers (Strategic, Tactical, Income Distribution, and Tax Aware) and relies on client Investment Profiles completed with an Advisor to select appropriate Models, while retaining discretion to implement or remove Models within accounts. Accounts are custodied at Interactive Brokers, transactions are directed through IB, and clients pay a percentage‑of‑AUM Program Fee assessed quarterly (with separate charges for the one‑time Life Investment Plan and other IB ancillary fees); clients retain proxy‑voting rights.
Distinctive features in the brochure include the firm’s small, retail focus (about a dozen clients and roughly $526,000 in AUM) combined with both portfolio management for individuals and standalone paid financial planning — a mix that is uncommon for firms in this category. The brochure also discloses adviser seminars and wholesaling support from Asset Managers, references to Primerica in client contact and administration, and an explicit provision that paid Life Investment Plans may be used by clients with other brokers, reflecting an uncommon blend of model implementation, planning deliverables, and third‑party distribution relationships.
Client services
Expertise
Fee options
One-time Life Investment Plan fee, half due at signing and half due on completion
$250.00 per hour
Account minimum: $5,000.00 Minimum fee: Minimum of $5,000.00 per account
Main office
Gulf Breeze FL
Advisors at this office
1
Most active in
Florida
Also doing business as
Genesis Financial Advisors · Genesis Financial Group · Tip Top Financial Advisors · Tip Top Financial Group · Tip Top LLC
Disclosures
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Business activities & affiliations
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Accountant / CPA / tax prep
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Lawyer
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Real estate agent
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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