Tonjes Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tonjes Financial Group is a fee-only, fiduciary advisory firm that provides comprehensive financial planning and investment management to individuals, families and business owners, and it offers both ongoing asset‑based management and subscription, hourly, or project‑based planning engagements. The firm typically discloses a $500,000 minimum for ongoing investment management while making subscription planning available with a structured onboarding phase and monthly planning touchpoints for clients who do not use its investment management services.
The firm’s investment approach combines modern portfolio theory, diversified model portfolios and time‑horizon “bucket” strategies with tax‑sensitive asset location and periodic rebalancing, and it manages accounts on either a discretionary or non‑discretionary basis per the client agreement. For implementation and scale, Tonjes Financial Group relies on a third‑party platform (Advyzon Investment Management, LLC) and participates in AIM’s Nucleus model marketplace, giving it access to third‑party strategists, tax overlay services and a personalized index engine that can be used in client accounts.
What distinguishes the firm relative to many peers is its formal affiliation with an independent tax and accounting practice (H&K Financial, offered through TRBR, LLC), which it discloses and says it will coordinate with under separate engagement terms, and its routine use of outsourced sub‑advisory capabilities and model marketplace access despite a small advisory team and modest reported AUM. The brochure also highlights a defined subscription planning product with an initial roughly 90‑day onboarding period and ongoing monthly touchpoints, reflecting a mix of traditional portfolio management and ongoing, retainer-style planning that is less common among comparable firms.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $1,000,000: 1.30% per year $1,000,001 - $2,000,000: 1.00% per year $2,000,001 - $5,000,000: 0.85% per year $5,000,001+: 0.70% per year
$275 per hour for existing clients, $325 per hour for new or non-advisory clients
Subscription-based financial planning fees generally range from $300 to $500 per month, billed monthly or quarterly depending on agreement.
Account minimum: $500,000 Fee-only: Annual asset-based tiered fees as above; subscription-based financial planning fees from $300 to $500 per month; initial planning fees from $750 to $5,000; hourly rates $275 for existing clients, $325 for new/non-advisory clients.
Main office
815 S Main St
Findlay OH 45840
Advisors at this office
2
Most active in
Ohio
Also doing business as
Tonjes Finance LLC · Tonjes Financial Group
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Tammy T
PFS™
Findlay, OH
Tonjes Financial Group
Tammy Tonjes is a financial advisor with Tonjes Financial Group in Findlay, OH. She holds the PFS™ designation and has one year of experience in advisory services, alongside over a decade in tax preparation and accounting as a CPA and managing member of H&K Financial. In addition to her advisory role, she manages operations and client relationships at H&K Financial. Tonjes Financial Group is a fee-only, fiduciary firm that provides comprehensive financial planning and investment management to individuals, families, and business owners. The firm uses diversified model portfolios and tax-sensitive strategies and is formally affiliated with an independent tax and accounting practice, coordinating services under separate engagement terms.
Bradley T
Series 65
Findlay, OH
Tonjes Financial Group
Bradley Tonjes is a financial advisor at Tonjes Financial Group with one year of industry experience. He holds a Series 65 designation and has worked at H&K Financial, Owens Corning, and Purdue University. Outside of his advisory role, he owns and operates a residential real estate investment and leasing business. Tonjes Financial Group is a fee-only fiduciary firm serving individuals, families, and business owners with comprehensive financial planning and investment management. The firm combines modern portfolio theory, diversified model portfolios, and tax-sensitive strategies, and maintains a formal affiliation with an independent tax and accounting practice.
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