Top Private Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
TOP Private Wealth LLC serves individual and high-net-worth clients, delivering discretionary investment management alongside both project-based and ongoing financial planning. The firm operates as a fee-only registered investment adviser and manages portfolios composed primarily of stocks, bonds, mutual funds, ETFs, and cash equivalents.
The firm’s investment approach emphasizes asset allocation and Modern Portfolio Theory, blending passive and active strategies with attention to tax efficiency and long-term holding periods. Clients receive individualized investment policies, periodic account reviews (at least annually), and the firm implements discretionary trading while accepting reasonable client-imposed restrictions.
Noteworthy aspects include a small, owner-led practice (two advisors serving roughly 150 clients) that discloses affiliations with the principals’ tax-preparation businesses; the brochure notes potential referrals to those affiliated tax services and that compensation for tax work is possible while clients are not required to use them. The firm also discloses it may offer fee-based annuities with ongoing compensation from providers and that it recently applied for SEC registration, which are distinctions relative to many peers.
Client services
Expertise
Fee options
Fixed fee for Project-Based Financial Planning ranges from $6,000 to $20,000; Initial financial plan construction fee up to $20,000
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 0.50% $2,000,001 - $3,000,000: 0.25% $3,000,001+: 0.00%
$400 per hour for Project-Based Financial Planning
Ongoing Financial Planning fees range from $500 to $1,650 monthly or $1,500 to $5,000 quarterly
Fee-only: Financial planning fees are fixed or hourly only, no commissions
Main office
703 Hebron Avenue
Glastonbury CT 06033
Advisors at this office
2
Most active in
Connecticut · Maine
Also doing business as
Skyblue Wealth Advisors · Top Private Wealth · Top Private Wealth LLC · Towerto Private Wealth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
David T
CFP®, Series 66
Glastonbury, CT
Top Private Wealth
David Torres Onisto is a CFP® professional with 20 years of industry experience, currently serving as an advisor at TOP Private Wealth. His prior experience includes roles at LPL Financial, Private Advisor Group, MSI Financial Services, and Ameriprise. In addition to his advisory work, he owns and operates David Torres Tax Services, providing tax preparation services. TOP Private Wealth LLC serves individual and high-net-worth clients with discretionary investment management and financial planning. The firm employs a mixed passive and active investment approach grounded in Modern Portfolio Theory, focusing on asset allocation, tax efficiency, and long-term holding periods.
Eric P
CFP®, Series 63, Series 65
Glastonbury, CT
Top Private Wealth
Eric Powers is a CFP® professional with 18 years of experience in financial advising. He is currently with TOP Private Wealth LLC, where he has worked since 2024, and previously spent a decade at Private Advisor Group, LLC. In addition to his advisory role, he owns and operates Powers Tax Preparation Services. TOP Private Wealth LLC serves individual and high-net-worth clients, providing discretionary investment management along with project-based and ongoing financial planning. The firm employs a blend of passive and active strategies focused on asset allocation, tax efficiency, and long-term holding periods.
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