Toring Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Toring Financial Advisors, Inc. offers discretionary and non-discretionary portfolio management, financial and retirement planning, and also provides educational seminars and quarterly newsletters. The firm serves individuals, high net worth individuals, trusts, estates, corporations, and charitable organizations, and it provides planning and consulting services to clients of its affiliated accounting and tax advisory firm.
The firm’s investment approach is primarily long-term and grounded in fundamental analysis, with portfolios constructed to match each client’s goals and risk tolerance and monitored on an ongoing basis; the firm may reallocate positions or pursue tax-loss and capital gains harvesting when appropriate. Toring acts as a fiduciary, may recommend rollovers from ERISA plans when believed to be in a client’s best interest, and manages client assets within custodian accounts without accepting general custody of client funds.
Compared with many firms in this regulatory category, Toring combines traditional portfolio management with a quarterly newsletter and free educational workshops and seminars for clients and prospects, and it is a wholly owned subsidiary of an accounting and tax advisory firm—a structure that can produce internal referrals and requires disclosure and conflict-mitigation. The firm also credits standalone financial planning fees toward portfolio management fees if a client engages management within one year, indicating an explicit pathway from planning to ongoing advisory services.
Client services
Expertise
Fee options
Flat annual management fee for accounts below $200,000 (negotiable).
$200,000 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.40%
Account minimum: $200,000 Fee-only: Financial planning services offered for an annual fee of $2,000-$5,000, assessed monthly under a 12-month agreement; ad hoc engagements billed at negotiated rates.
Main office
522 Alt19
Palm Harbor FL 34683
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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